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Get Insurance with an accident/violation?

Discussion in 'Ask An Owner Operator' started by Keet, Jan 26, 2017.

  1. Jan 26, 2017 #1
    Keet

    Keet Bobtail Member

    5
    1
    Aug 3, 2016
    0
    Wanting to know if I can qualify for owner opp insurance with a recent accident on my record? Ran off of the shoulder. Was written a vilolation for failure to maintain lane control. Will this prevent me from getting insurance or just make my rates higher? Thanks
     
    Keet, Jan 26, 2017
    Keet, Jan 26, 2017
    #1
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  3. Jul 21, 2017 #2
    selftaughttrucker

    selftaughttrucker Bobtail Member

    35
    29
    May 21, 2015
    Baltimore, md
    0
    I'm not sure but I just tried to get insurance for a truck I just bought and the company denied me. In the last 3 years I have driving at a speed not prudent 10/23/2014,
    Obstructing a lane 2016( which they qualified as speeding ) but I was just in the no truck lane smh. Also I had an accident back 10/23/2014

    Good luck!
     
    selftaughttrucker, Jul 21, 2017
    selftaughttrucker, Jul 21, 2017
    #2
  4. Jul 21, 2017 #3
    Socal Xpress

    Socal Xpress Road Train Member

    1,855
    1,957
    Dec 6, 2014
    Los Angeles, Ca
    0
    How many years of experience? What other violations/accidents in the last 3 years? Are you leasing on to someone's authority or you getting your own. The accident will affect your rate .
     
    Socal Xpress, Jul 21, 2017
    Socal Xpress, Jul 21, 2017
    #3
  5. Jul 22, 2017 #4
    selftaughttrucker

    selftaughttrucker Bobtail Member

    35
    29
    May 21, 2015
    Baltimore, md
    0
    I have 11 years experience. For the first year im leasing on with a company but I was trying to get the insurance, plates etc under my name. That way im free to go whenever. No other violation or accidents. I just cant believe that they consider me blocking a lane as speeding.
     
    selftaughttrucker, Jul 22, 2017
    selftaughttrucker, Jul 22, 2017
    #4
  7. Jul 26, 2017 #5
    blade

    blade Heavy Load Member

    881
    647
    Jan 30, 2009
    Some where, Mo
    0
    Just makes rates higher if you are getting your own numbers if leasing on depends on the carrier
     
    blade, Jul 26, 2017
    blade, Jul 26, 2017
    #5
  8. Jul 26, 2017 #6
    kimbosa

    kimbosa Medium Load Member

    524
    351
    Jul 4, 2011
    lufkin texas
    0
    Try nitic.com they insure experience.
     
    kimbosa, Jul 26, 2017
    kimbosa, Jul 26, 2017
    #6
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