Has anyone here lost a truck back to the finance company?

Kill your credit rating!

 

Plus it will go to auction and they will hound you for the difference between what it sells for and what you owe.

 

Is the truck under both your names? If its under one you may be able to keep one good credit score in the marriage.

 

Do the bankruptcy thing.

 

How close are you to paying it off.

 

Did you talk to the company about that?

Did you seek out a buyer for it to take it off your hands for what you owe to avoid any credit rating dings?

 

Don't "just let it go".. Talk to the finance company.
The finance company will sell it for what ever they can get, with a quick sell, and you will be liable for the outstanding debt. Read your contract, I'm sure the terms are in there.

You might be able to negotiate a buy back to the finance company.
Have you tried to sell the truck. You might have better luck selling it while you are running.
I think a working truck has more appeal than a sitting truck.
Good luck.

 

Try putting it on Craigslist

 

I gave my truck back to finance company. To may repairs even under warranty truck down time was crazy and last repair was not under warranty and was going to be $12,000 plus I already put $19,000 of my own money in repairs plus all the free warranty repairs.