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Help with insurance / 2 car hauler not for hire

Discussion in 'Car Hauler and Auto Carrier Trucking Forum' started by ATL-BRAVES, Dec 19, 2017.

  1. Dec 19, 2017 #1
    ATL-BRAVES

    ATL-BRAVES Bobtail Member

    4
    2
    Jan 3, 2014
    0
    Hey im trying to get my truck and trailer legal. all i have left to do is take car of insurance. im under 26,000 pounds and not for hire and haul my own vehicles. i have dealer insurance but im assuming DOT wont accept that but im not for sure. Does anybody know which insurance companies are affordable for liability insurance in kentucky? i know i fall under a different category than most is why i havnt found anybody that really knows what liability insurance will run. any help is appreciated!
     
    ATL-BRAVES, Dec 19, 2017
    ATL-BRAVES, Dec 19, 2017
    #1
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  3. Dec 19, 2017 #2
    StrokerTSi

    StrokerTSi Medium Load Member

    532
    777
    Aug 28, 2016
    0
    The used car dealer I used to work for had their roll back under something call garage keepers insurance and he got pulled over plenty. So it must have been ok for dot
     
    StrokerTSi, Dec 19, 2017
    StrokerTSi, Dec 19, 2017
    #2
  4. Dec 19, 2017 #3
    Hulld

    Hulld Road Train Member

    2,882
    6,561
    Oct 19, 2015
    Upstate NY
    0
    You just need to get a commercial auto liability policy and you will be good to go.
    You don't need full carriers insurance because you don't have a motor carrier authority and you are not hauling for hire.
    I have a lot of experience with this as I run two businesses on both sides of this.
    One is a full for hire auto transport bussiness with my own for hire authority.
    The other is a auto dealership and transmission general repair shop.
    The roll back and the trailer for the auto dealership is just a commercial auto policy.
    Now the auto transport for hire bussiness is a whole different animal when it comes to insurance.
     
    Hulld, Dec 19, 2017
    Hulld, Dec 19, 2017
    #3
  5. Dec 24, 2017 #4
    NightWind

    NightWind Road Train Member

    2,319
    16,124
    Nov 11, 2006
    Sunny South, AL
    0
    Contact Progressive Commercial
     
    NightWind, Dec 24, 2017
    NightWind, Dec 24, 2017
    #4
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