Hitting a car without insurance

Discussion in 'Experienced Truckers' Advice' started by Flatbed2222, Jun 12, 2022.

  1. Flatbed2222

    Flatbed2222 Bobtail Member

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    I’ll try to keep it simple:

    I hit an unoccupied car parked on the street with my semi. Apparently the guy doesn’t have insurance, which is illegal in the state of California since he has it outside. My question is: would it be wise to ask my company not to pay anything to this guy that way the claim payout is 0 and it’ll just be a preventable accident without a monetary compensation?

    I only care because I know the amount matters and it would be beneficial for me when it comes to getting a vehicle insurance in the future. Or even getting hired by another company.
     
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  3. Moosetek13

    Moosetek13 Road Train Member

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    Do you really have any say in how it is handled?
     
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  4. baha

    baha Road Train Member

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    Did you have to get the cops to write a report ?
     
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  5. Terlingua

    Terlingua Light Load Member

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    I don't think his not having insurance has any effect on your obligation to pay for damages you caused.
     
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  6. truckdriver31

    truckdriver31 Road Train Member

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    It dont matter if he did or didn’t. You hit him. Your fault. Own up to it and pay up
     
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  7. snowwy

    snowwy Road Train Member

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    Every state requires insurance.

    But that's irrelevant since YOU hit CAR.
     
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  8. Dave_in_AZ

    Dave_in_AZ Road Train Member

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    I'd tell them to pay nothing, and seek to have the owner of the car arrested for breaking the law.
     
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  9. sbaumann14

    sbaumann14 Road Train Member

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    The car was parked. Doesn’t need insurance. Look at junkyards. You hit HIM. You pay.
     
  10. Bozwik

    Bozwik Light Load Member

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    Mar 28, 2022
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    Next time ask the owner, "hey buddy, do you have collision because I'm about to hit your vehicle? OK, thank you."
     
  11. buddyd157

    buddyd157 Road Train Member

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    bottom line, YOU HIT a parked car. no excuses for that.

    you're at fault, the car was minding it's own business.

    had that car been on the road, as in driving, and got into an accident, the cops could write him up for THAT violation at least.

    but, YOU HIT a PARKED car...no excuse.

    owe up and pay up.

    besides, it's not up to you whether or not the insurance pays or not.

    and IF they did listen to you, and did not pay as you requested..??

    the owner can drag your butt into court, and MAKE YOU PAY..

    now, you'll lose a day's pay, court costs, and the the damages..
     
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