Insurance denies cargo claim

You had a reefer full of ice cream and it melted..
Of course they denied the claim, you forgot to turn the reefer on.

I just took a guess since you gave no details.

 

I would also deny your cargo claim due to lack of information. Innocent until proven guilty in a court of law.

 

If you need advise/opinion you need to provide details.

 

As a former insurance broker I ask who is your broker is going to sue, you, the insurance company or some other party. I can probably give some guidance here if you post some facts on what happened.

 

I think you should read the fine print of your policy to get your answer.

 

If you are running equipment so crappy a bump causes that, then not only do you need to not get insurance money, you should not be on the same road as my family. Who knows what will fall off next time.

Go find a job cooking fries if you can't keep your equipment from literately falling apart....

 

If this was the case then what possible reason do you have for the tank straps on your reefer failing? Those straps arent that delicate that a bum in the road would cause them to break.