Insurance denies cargo claim

Discussion in 'Motor Carrier Questions - The Inside Scoop' started by Truckowner123, Jun 3, 2020.

  1. Truckowner123

    Truckowner123 Bobtail Member

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    Apr 23, 2020
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    Insurance denied my cargo claim. What should my next steps be? I want to appeal but broker is threatening with lawsuit.
     
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  3. Concorde

    Concorde Heavy Load Member

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    Jun 29, 2016
    West Melbourne Florida
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    You had a reefer full of ice cream and it melted..
    Of course they denied the claim, you forgot to turn the reefer on.

    I just took a guess since you gave no details.
     
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  4. Oakland Raiders Forever

    Oakland Raiders Forever Light Load Member

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    I would also deny your cargo claim due to lack of information. Innocent until proven guilty in a court of law.
     
  5. Doealex

    Doealex Medium Load Member

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    If you need advise/opinion you need to provide details.
     
  6. Swede47

    Swede47 Bobtail Member

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    As a former insurance broker I ask who is your broker is going to sue, you, the insurance company or some other party. I can probably give some guidance here if you post some facts on what happened.
     
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  7. Truckowner123

    Truckowner123 Bobtail Member

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    Apr 23, 2020
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    I was driver on the a freeway when I passed a bump and my Reefer diesel tank drop because straps broke when it hit back. The tank exploded under tires and burned half my trailer. Now insurance is saying they won’t pay because they do not take responsibility if straps broke because of ware and tare or mold
     
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  8. Doealex

    Doealex Medium Load Member

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    I think you should read the fine print of your policy to get your answer.
     
  9. ZVar

    ZVar Road Train Member

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    Flint, MI
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    If you are running equipment so crappy a bump causes that, then not only do you need to not get insurance money, you should not be on the same road as my family. Who knows what will fall off next time.

    Go find a job cooking fries if you can't keep your equipment from literately falling apart....
     
  10. Truckowner123

    Truckowner123 Bobtail Member

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    Apr 23, 2020
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    All my equipment is up to date and well maintained there was no ware and tare and no mold. Trust I do inspections regularly like anybody else. There’s no need for you to get so upset over my situation. I sense a tone of anger and impatience from you.
     
    Last edited by a moderator: Jun 7, 2020
    Reason for edit: insult removed
    Gutter Thanks this.
  11. ProteinBar

    ProteinBar Bobtail Member

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    May 17, 2020
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    If this was the case then what possible reason do you have for the tank straps on your reefer failing? Those straps arent that delicate that a bum in the road would cause them to break.
     
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