Insurance Referral

Discussion in 'Ask An Owner Operator' started by OldRed98, Dec 12, 2018.

  1. OldRed98

    OldRed98 Light Load Member

    261
    220
    Apr 18, 2017
    Colorado
    0
    Hello,

    I've had my DOT and CDL for about 18+ months and I only use my truck as a private hauler. I'm insured with Progressive.

    I have a step deck and belly dump. Belly Dump work is pretty busy here in Colorado but I know its slower in the winter. Considering doing step deck work until dump work picks up towards the summer.

    I'm looking for a bigger policy (1 Million or 2 million) that I can use to work for hire. Hoping I can make more money.

    Does anyone have a trusted insurance referral thats cheaper than Progressive? Progressive wants $12,000 a year for 1 million with 150K cargo policy.
     
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  3. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Jan 20, 2010
    Hesperia, Ca.
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  4. amirm

    amirm Bobtail Member

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    Jan 16, 2019
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    can any one refer Insurance company for new DOT - MC for Car Hauling? Progressive and many others do not accept new DOT - MC for Car Hauling !!!

    Appreciate your consideration.
     
  5. bigguns

    bigguns Road Train Member

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    Jun 13, 2013
    Omega,GA
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    Try the Wilson Group somewhere in TN. But that far away they may not be able to help you.
     
  6. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Jan 20, 2010
    Hesperia, Ca.
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    I just got quoted from a new insurance broker I figured let’s see what they have to offer, they came back at 12,000. Now i been an O/O since 1984 so it not my first rodeo. I mentioned to them that my regular agent quoted me 7,500 for the same exact coverage. There answer, let me get back with you, I need to call the underwriters.
     
    Last edited: Jan 16, 2019
    Midwest Trucker Thanks this.
  7. Midwest Trucker

    Midwest Trucker Road Train Member

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    19,596
    Aug 31, 2018
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    With trucking being good for a while and a gazillion new entrants, they prob just throwing #### at the wall and seeing what sticks. A lot probably has been sticking. They don’t realize your one of the last outlaws. :]
     
    Diesel Dave Thanks this.
  8. Costello951

    Costello951 Bobtail Member

    3
    0
    Feb 12, 2019
    Canyon Lake, California
    0
    I have been driving bobtail trucks for over 20 years but just got my CDL last year, my boss has a lease truck and is willing to let me use it for a new route but I need to get myself insured for it with $1,000,000 coverage, no freight coverage needed. Does anyone have any tips or companies they could shoot my way?Thank you in advance!
     
  9. Ridgeline

    Ridgeline Road Train Member

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    Dec 18, 2011
    Michigan
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    wait.

    Are you an employee?
     
  10. Costello951

    Costello951 Bobtail Member

    3
    0
    Feb 12, 2019
    Canyon Lake, California
    0
    Yes
     
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