Insurance wants me to pay pay full amout, disregarding deductible!

Hello! A year ago I worked at a car hauling company and had an accident while unloading a car from trailer (minor one but costs money). Both parties called for police to have the incident recorded with all the information. I was a company driver and the employer said that its $1,000 deductible. I had my company insurance agent call me and describe what happened and the agent said at the time that I most likely was responsible for the incident. So couple of days ago I got a call from the insurance of the other party and asking me to pay for the damage (the full amount which is much more than deductible). So I called my former employer and He says to ditch them and don't pick up the phone. I kinda know my employer is saving his ###, but would like to hear your advices. What are my options?

 

Thats another problem. He hires drivers as company driver but when you sign the papers, the paper says you lease truck from him. But the insurance was showing $1000 deductible.

 

I'll be getting 1099. So if i follow his advice and disregard the insurance agents' phone calls, they won't be leaving it the way it is right?

 

Could you be more detailed about RO?