Insurance

Can you introduce me to your mom?

 

I have comprehensive and everything else on my “Non Trucking Liability “ policy.. You’ll have it signed sealed and delivered from them in probably less than an hour after calling. They charged me $350 to write the policy and if I remember correctly...25% down.

If you don’t have to get it through your company, I wouldn’t. 5k seems a little steep unless it’s a brand new truck?

 

hAha. She is a broker for a large real estate company called long and foster. So i was able to use one of their agents. IT worked out for me in a big way

 

@Mike Mci

I just reread your OP and I think likely you’re confusing the agents by telling them you’re an O/O..

Just tell them you bought a truck and are leasing it to a Carrier..nothing more

 

You have a finance contract so your lean on capital then you do this without checking in to see if you can even get insurance ? So when a insurance company quotes you $10,000 down payment and $2,000 per month what would be your next step ? Just lease on with a bigger company.

 

I’m sure his “lease contract” is contingent upon securing insurance.. Also getting Non Trucking Liability or Bobtail insurance (somewhat the same but different) is much easier to obtain.. than if he were trying to get insured as a new entrant.

 

Don’t bother with the questionnaire..likely they’ll never see it..Just call them.