Insurance

Discussion in 'Ask An Owner Operator' started by Thetrashnoob, Jan 26, 2020.

  1. Thetrashnoob

    Thetrashnoob Light Load Member

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    May 30, 2019
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    Still have a few other places I’m waiting for quotes on but I expect them to all be in that range...
     
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  3. jamespmack

    jamespmack Road Train Member

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    Progressive has a radius limit. Great West does not.
     
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  4. Thetrashnoob

    Thetrashnoob Light Load Member

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    May 30, 2019
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    unfortunately it looks like great west does not offer insurance in my state (Massachusetts) I quoted progressive online and it was 27k and that was just auto, not lability or cargo. Maybe it’s different if I call and talk to an actual agent
     
  5. T One T

    T One T Bobtail Member

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    I was quoted last year from an independent broker back in June 2019. and being based close to Chicago it was roughly going to be $17,500/year. Clean record, new authority, 10 years + experience but just re-obtained my CDL after 12 years not having it. (just a car/motorcycle license cuz I was not in the industry)
    Have the rates really increased that much in such a short time?
     
  6. 062

    062 Road Train Member

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    I’m with progressive and unlimited miles.
     
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  7. Scooter Jones

    Scooter Jones Road Train Member

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    Same here, I have no radius limitations with Progressive.
     
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  8. Ubu

    Ubu Road Train Member

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    Rumored to be somewhere
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    Not all Progressive policy's have a mileage limitation.

    They (at least used to) offer a 500 mile limitation with a reduced rate.
     
  9. jamespmack

    jamespmack Road Train Member

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    When I dumped them in 2017 the did. Guess its has been awhile
     
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  10. abyliks

    abyliks Road Train Member

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    ludlow MA
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    Ooida does not write MA, great west told me I needed atleast a year for them, I sucked it up and it’s just a hair over $20,000 with progressive for $1mil liability, comp, collision, ($1000 deductible) and $150k cargo ($2500 deductible) also make sure it is unlimited policy and a FULL year not 6 months, liability is the most expensive part, the actual truck and cargo was only a couple grand together

    I’m out of Chicopee MA
     
  11. Dino soar

    Dino soar Road Train Member

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    Part of the way they write those policies is the length of time you have had your CDL.

    If your CDL was only recently obtained, they consider you to be with no experience.
     
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