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Insuring a new driver???

Discussion in 'Ask An Owner Operator' started by NCoal, Nov 22, 2017.

  1. Nov 22, 2017 #1
    NCoal

    NCoal Bobtail Member

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    Sep 20, 2015
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    Not sure if I'm posting this in the right place. Is it feesable or even possible to insure a driver who recently abtained his CDL or one with no varifiable experience? Only million dollar liability and cargo no collision. He has a great work ethic and will be a good "investment" for my business. I'm confident I can train someone to be a responsible operator just curious if insurance will be an issue. Any input is appreciated!
     
    NCoal, Nov 22, 2017
    NCoal, Nov 22, 2017
    #1
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  3. Nov 23, 2017 #2
    OldRed98

    OldRed98 Light Load Member

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    Apr 18, 2017
    Colorado
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    I only know from getting insurance for my new DOT (and I'm a new CDL as of 2017).

    Progressive was the only company I could find that would insure me. I think my rate for 1 million in general liability and 100k cargo was like 13K per yer (no collision).

    I have a construction business and transport my own heavy equipment so I ended up getting a lower liability policy with no cargo insurance... I want to get my own authority next year and hope insurance will go down after having a year of no issues under my belt.
     
    OldRed98, Nov 23, 2017
    OldRed98, Nov 23, 2017
    #2
    NCoal Thanks this.
  4. Nov 23, 2017 #3
    Socal Xpress

    Socal Xpress Road Train Member

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    Los Angeles, Ca
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    Most require a minimum of 2 years experience. If you are a new entrant It will be really hard or ridiculously expensive.
     
    Socal Xpress, Nov 23, 2017
    Socal Xpress, Nov 23, 2017
    #3
    NCoal Thanks this.
  5. Nov 23, 2017 #4
    Allow Me.

    Allow Me. Trucker Forum STAFF Staff Member

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    May 28, 2009
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    ^^^ but not impossible, check around
     
    Allow Me., Nov 23, 2017
    Allow Me., Nov 23, 2017
    #4
    NCoal Thanks this.
  7. Nov 23, 2017 #5
    NCoal

    NCoal Bobtail Member

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    Sep 20, 2015
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    Good deal, I have 6 years on mine but I'm looking at adding on my bother in-law with no time on his license. Oldred98 thats good to know I'm straight on with progressive just haven't had a chance to call with the holidays and all.
     
    NCoal, Nov 23, 2017
    NCoal, Nov 23, 2017
    #5
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