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<p>[QUOTE=&quot;TallJoe, post: 5473568, member: 180515&quot;]I did not ask yet. But I will. I hope to hear a few more quotes too. I&#039;ll be OK with a deductible for up to 5K. I was more interested in how the insurance rating matters if at all in real life, when you book a load or file a claim. Progressive is a rapid response. But I disagree with their quote; I don&#039;t think I am such a risk. My hope is that after a year or so, I&#039;ll be able to get more down to earth premiums. I don&#039;t have anything on my MVR as a driver, or a credit report. I damaged my hood 2 years back, and now thinking back I should&#039;ve just replaced it and paid for it without a claim, but I heard &quot;What you got that insurance for?&quot;&nbsp; I know better now. For you to get that rate from them is really awesome.[/QUOTE]</p><p><br /></p>

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