Lost wage Insurance claim

Discussion in 'Ask An Owner Operator' started by ElSobrino, Mar 22, 2023.

  1. ElSobrino

    ElSobrino Bobtail Member

    19
    17
    Feb 5, 2022
    0
    This morning I was hit while parked by a hot shot driver that didn’t turn wide enough. This is my first time being involved in an accident since having my CDL. I’ve been involved in 1 other accident in my adult life, also not at fault. For that accident I was working a hourly job and the at fault party insurance co paid me lost wages. My question is does that still apply in the cdl world and how would it be calculated? I’m also in a hotel next to the collision center I would expect the insurance co to also pick up this tab as well?
     
    Last edited: Mar 22, 2023
    Rideandrepair Thanks this.
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Beaver9

    Beaver9 Heavy Load Member

    923
    1,165
    Jun 15, 2020
    0
    So, you might still deal with loss, damaged equipment, unpaid time. Good luck!
     
    Last edited: Mar 23, 2023
    Rideandrepair Thanks this.
  4. Beaver9

    Beaver9 Heavy Load Member

    923
    1,165
    Jun 15, 2020
    0
    I wish we could get paid an hourly rate. But it doesn't seem so.
     
    Rideandrepair Thanks this.
  5. Long FLD

    Long FLD Road Train Member

    10,038
    39,443
    Mar 4, 2015
    0
    You’re an owner operator. There is nothing in the world stopping you from selling your services at an hourly rate.
     
  6. Judge

    Judge Road Train Member

    11,622
    74,373
    Mar 19, 2014
    Arkansas
    0
    Some insurance claims will have you submit the last 3 months.
    Then they’ll charge back the one at fault and pay you your weekly average for the past 3 months.
     
    Rideandrepair, Siinman and ElSobrino Thank this.
  7. Opus

    Opus Road Train Member

    16,978
    96,280
    Dec 18, 2011
    South GA
    0
    I've had 2 claims against other driver's insurance. Both times I calculated my daily pay and both times it was paid. For me, it was $300-$400 a day. And, yes. If the repair requires you to stay in a hotel, charge that as well.
    I found that the easiest and quickest way to get paid was to be reasonable. If you're going to claim $1,200 a day in lost wages, you're gonna fight and not get it in the end.
     
  8. ElSobrino

    ElSobrino Bobtail Member

    19
    17
    Feb 5, 2022
    0
    Thanks for your answers @Judge and @Opus im not looking to get rich just receive fair compensation.. from the sounds of y’alls answers I’ll be able to get what I’m expecting..
     
    Rideandrepair and Siinman Thank this.
  9. Opus

    Opus Road Train Member

    16,978
    96,280
    Dec 18, 2011
    South GA
    0
    Documentation of what you make will help greatly.
    But, yeah, neither time did I have much trouble getting what was owed me.
    Just document, document, document.
     
    Rideandrepair and Siinman Thank this.
  10. ElSobrino

    ElSobrino Bobtail Member

    19
    17
    Feb 5, 2022
    0
    That’s one thing also so I just started o/o life/journey approximately a month ago so I really only have approximately a month of wages/settlements I was working previously as company driver so just not sure on what they are going to want me to do some research I’ve done says they could want past 90 days or past years tax returns
     
    Rideandrepair Thanks this.
  11. Opus

    Opus Road Train Member

    16,978
    96,280
    Dec 18, 2011
    South GA
    0
    Well, let's hope that last month was strong. LOL..... Anyway, they'll probably bite at $400 a day plus hotel and repairs
     
    Rideandrepair, Siinman and ElSobrino Thank this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.