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<p>[QUOTE=&quot;2wildT, post: 3822619, member: 118498&quot;]I believe you&#039;re seeing different financing packages.&nbsp; My truck was bought brand new at the end of 2011.&nbsp; I picked it up at the factory where it was built as a 2012 model 630 Volvo with the 12 speed automatic. Tjb10 has the same truck but a model year newer and I think he posted in his post he got it used......that makes a difference.&nbsp; I have the option to refinance mine at Dart for better rates if I choose, or trade it in for another brand new truck.&nbsp; Mine is financed for 6 years with a baloon at the end to be financed for a year, making it a 7 year total pay off.&nbsp; I believe Tjb10 said his is financed for 5 years.&nbsp; I&#039;m sure he&#039;ll answer you back on that when he gets back on.&nbsp; Hope that helps![/QUOTE]</p><p><br /></p>

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