No cdl A

You need income for a loan. So you answered your own question. Also a good credit score.

 

You need a license to be able to move that class of vehicle. It's goes without saying. Very basic.

You will run into situations where you need to move that semi legally and you absolutely must have a CDL A for that work yourself.

Also being a employer but without a CDL A is not very good reflection towards your employees. You have to be able and hold a current license to do this as well.

 

Trying to get financing on one truck when you are not going to be the operator is difficult. Most lenders willing to loan money for a single truck are looking at the owner operator market, and as such want to see your related industry experience so they know that you have a good chance of making money to pay back the loan.

You may need to get a general business loan from a bank or credit union, not a dealer finace company. Write a business plan, have customers lined up and all that before going ro apply with a traditional bank will improve your chances.

 

That made my head hurt.

 

<picturing Boris from Rocky and Bullwinkle >