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Owner operator insurance

Discussion in 'Ask An Owner Operator' started by Marshall75cm, Apr 26, 2017.

  1. Apr 26, 2017 #1
    Marshall75cm

    Marshall75cm Bobtail Member

    1
    0
    Apr 26, 2017
    0
    What company has the best prices? I'm running into $16000. A year policies. We have always run 26001 plates. Got out of it for a little over a year, closed our authorities in good standing and now we are trying to get back into the industry. Looking impossible if these are the only quotes I can get for commercial trucking insurance.
    Thanks in advance for any referrals.
    We are in Michigan.
     
    Marshall75cm, Apr 26, 2017
    Marshall75cm, Apr 26, 2017
    #1
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  3. Apr 26, 2017 #2
    mp4694330

    mp4694330 Road Train Member

    1,526
    1,453
    Aug 30, 2010
    Chicagoland
    0
    mp4694330, Apr 26, 2017
    mp4694330, Apr 26, 2017
    #2
  4. Apr 26, 2017 #3
    DUNE-T

    DUNE-T Road Train Member

    6,382
    15,001
    May 10, 2015
    Detroit, MI
    0
    E and Y insurance in Troy, MI, ask for Sarra. 12-20k for new authority last I heard and your only options are Berkshire or Progressive
     
    Last edited: Apr 26, 2017
    DUNE-T, Apr 26, 2017
    DUNE-T, Apr 26, 2017
    #3
    mp4694330 and bulldawg trucker Thank this.
  5. Apr 26, 2017 #4
    Cat sdp

    Cat sdp . .

    19,882
    64,244
    Apr 8, 2012
    Orion's Belt
    0
    Last edited: Apr 26, 2017
    Cat sdp, Apr 26, 2017
    Cat sdp, Apr 26, 2017
    #4
    Cornbinder_King Thanks this.
  7. Apr 27, 2017 #5
    77fib77

    77fib77 Road Train Member

    8,599
    49,123
    Jul 7, 2010
    St Louis
    0
    Pick up a free magazine at a truck stop. Look in the back. Worth a shot.
     
    77fib77, Apr 27, 2017
    77fib77, Apr 27, 2017
    #5
  8. Apr 27, 2017 #6
    bluemoney81

    bluemoney81 Bobtail Member

    9
    2
    Dec 27, 2008
    san jose,ca
    0
    14 yrs driving with no accidents or tickets. New business, new truck (180k) in Cali. Hauling local heavy construction equipment and 300 mile radius. 200k cargo paying 12800 a year. Try and find a broker and have them do the work for you. Probably helps my dad has used the same broker for 10 plus yrs. Plus my credit score is over 750, not sure if any of this makes a difference...
     
    bluemoney81, Apr 27, 2017
    bluemoney81, Apr 27, 2017
    #6
  9. Apr 28, 2017 #7
    Scott72

    Scott72 Road Train Member

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    1,758
    Apr 7, 2013
    0
    It makes a big difference. I have 4 yrs experience, newer equipment, and a great credit score and my first year ins quote with 1M/100K was just over 10K. I was expecting 15-20k..
     
    Scott72, Apr 28, 2017
    Scott72, Apr 28, 2017
    #7
    bluemoney81 Thanks this.
  10. Apr 28, 2017 #8
    DUNE-T

    DUNE-T Road Train Member

    6,382
    15,001
    May 10, 2015
    Detroit, MI
    0
    Different states have different prices. MI is one of the most expensive in the country
     
    DUNE-T, Apr 28, 2017
    DUNE-T, Apr 28, 2017
    #8
    OLDSKOOLERnWV Thanks this.
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