Parking Lot Incident on 1099
Discussion in 'Questions From New Drivers' started by WheelSpin, Mar 30, 2023.
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Doesn't matter, you start with your state's DoL. -
The truck that got backed into would go thru the insurance company or the company you drive for will just pay the repairs. My guess is your company might try to get you to pay them back since. The 1099 driver is fake so they might try and get you to pay them back for the repairs.
If you were real w-2 company job. The company would pay for the repairsWheelSpin Thanks this. -
^^^^^^^^^^^^^ THIS ^^^^^^^^WheelSpin Thanks this. -
ZVar Thanks this.
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Time to buy some new mailbox letters
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Without a contract, the liability for an accident is extended to the driver even more.
A contract protects the driver more from litigation and can prevent an attack from both the company and the plaintiff.
The regulations are the same for a lease onto a carrier or a driver who is an independent contractor.
The courts have said this, the FMCSA has said this, and most state laws are saying this.
When you 'employ' a contractor, there is a requirement to have a legally binding document to indicate the work to be done, how much the cost is, and so on.
This is across all industries.
These cheap MF fleet owners who 'hire' drivers, and pay them as 1099 driver offers no protections to the driver at all. Many of these cheap pos owners/companies shift some - NOT ALL - liabilities to the driver in different ways, one way is to openly blame the driver for the accident. Another way and the most common is to charge back the driver for the repairs or part of the repairs even if the insurance pays for it.
We had a serious accident a while back near my home, the driver of a dump truck, a 1099 driver without a contract ran a red light, hit a straight truck, and the dump truck went into a house hurting three kids and one adult. The homeowner and his family sued the driver, sued the company, and even sued the company that owned the straight truck. The driver had a judgment against him, and one reason was the company threw him under the bus, no contract, no defined job-related duties, and was deemed at fault for ignoring company policies.
I have 1099 drivers, I use contracts that have been crafted to protect the driver as much as my company. I have seen a lot of crap being pulled on drivers when they are taken advantage of or put their entire careers on the line because they don't know what the requirements are for them to drive as 1099.
Many use the IRS 21 points, but some of those points don't apply here because of the regulations of how the truck is an asset of the carrier and the driver has to qualify, it is complicated but easy to get, and the carrier can't tell you how to run the load or what load to even pick.
I won't get into the rest, ask a labor lawyer, or pay the few thousand to have him/her explain what I have said for years.
If you are a 1099 driver, better be a contract, take it to a lawyer, and have them work with you to explain everything in the contract.
If no contract, find another job. -
The only time an insurer is not obligated to defend an insured against a claim for damages, is if the claim results from incident the insurance policy does not cover.Last edited: Apr 15, 2023
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