Really need advice, am I paying too much for dispatch and factoring?

I have two ford350 19 and 16

Two 40ft trailers


I’m leased to a company I Pay them 8% dispatch and 5% factoring total load pay drivers 30% total load


I’m working on getting cdl in the meantime I’m barley making enough to pay to keep trucks rolling any advice

I’m 23 years old I have no experience I just dove into this sink or swim attitude


Any books links advice am I paying to much factoring and dispatch

 

Thank you

 

I’ll Keep it in mind they are not complaining ty for input

 

I always pay factoring and dispatch on every load

 

It’s has only been a month in a half is it a slow time of year for hotshots ? I’m just kinda stressing out because if anything was to happen to trucks they are not making enough money to have emergency money for repairs I’m just making enough to pay all expenses for trucks and fuel for the next week I’m not expecting to get rich it’s a long term investment just want to know if I’m doing things the right way thank you all for your time and responses

 

It’s has only been a month in a half is it a slow time of year for hotshots ? I’m just kinda stressing out because if anything was to happen to trucks they are not making enough money to have emergency money for repairs I’m just making enough to pay all expenses for trucks and fuel for the next week I’m not expecting to get rich it’s a long term investment just want to know if I’m doing things the right way thank you all for your time and responses