Recommendation for used semi truck financing options?

Discussion in 'Ask An Owner Operator' started by speedstickman, Jan 9, 2025.

  1. speedstickman

    speedstickman Light Load Member

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    Currently shopping around for some used trucks and wanna secure financing before I start talking to the dealerships. Can anyone recommend me some solid financing companies I can look at? Been in business for over 2 years and my credit score is 800+. Thank you
     
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  3. Spyro2112

    Spyro2112 Medium Load Member

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    20 to 25 % down, u have that?
    BMO, INHOUSE FINANCING, NEGOTIATE INT. BASED ON CREDIT, OR JUST HAVE A LIMIT TO SPEND AND DONT GO OVER IT!!! WAIT FOR ABOUT 6 MONTHS..... REALLY
     
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  4. Opus

    Opus Road Train Member

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    I would try your local bank or credit union first. Rates are much better......Damlier quoted me 18%, local bank financed me at 4%
     
  5. Judge

    Judge Road Train Member

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    Go through the dealer. Freightliner or one of them. Some do finance.
     
  6. 86scotty

    86scotty Road Train Member

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    This.
     
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  7. Rideandrepair

    Rideandrepair Road Train Member

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    83536035-0378-4B84-96C1-A6DEEC23FCED.png Try these guys. Compare with Banks, Credit Unions, Dealers options if any.
     
  8. Long FLD

    Long FLD Road Train Member

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    The local bank where you’ve had an account established for a while is usually the best option. Commercial financing will bend you over.
     
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