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Registered state and home state - insurance renewal

Discussion in 'Trucker Legal Advice' started by Miatiawanna, Jan 14, 2021.

  1. Jan 14, 2021 #1
    Miatiawanna

    Miatiawanna Bobtail Member

    20
    16
    Dec 29, 2013
    Vicksburg, ms
    0
    Yall, my insurance (unlimited radius) is coming up for renewal and I completed the questionnaire. Insurance agent (who is great) just called with the renewal rate!!!!

    No claims, no tickets. Went from $4900 to $13,000......OMG.

    Registered and app plated in ND. Due to oilfield, covid, and family stuff have been in MS for most of the year so less than 5% of miles in home state. Ins. agent is doing some checking, but in the meantime,

    1. should I update MC/dot to MS? -this would change mileage to mostly within a 500 mile radius

    2. If I update all information to MS could I run my plates till 9/21 expiration?

    Anyone been thru this?
     
    Miatiawanna, Jan 14, 2021
    Miatiawanna, Jan 14, 2021
    #1 + Quote Reply
    truckdriver31 Thanks this.
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  3. Jan 29, 2021 #2
    bigbyrc

    bigbyrc Light Load Member

    83
    43
    Nov 27, 2017
    0
    THEY ARE SCAMMING YOU!!!
    THE TRUCKING INDUSTRY IS EVERYONE'S FAVORITE SCAMM INDUSTRY!!!
    I PAY $2500 DOWN AND $1750 FOR 9 MONTHS FOR FULL AUTHORITY!!!
     
    bigbyrc, Jan 29, 2021
    bigbyrc, Jan 29, 2021
    #2 + Quote Reply
  4. Jan 29, 2021 #3
    bigbyrc

    bigbyrc Light Load Member

    83
    43
    Nov 27, 2017
    0
    Also, The covid BS crap is NOT something you're liable for and very unethical to tell you just FYI sis!!!!
     
    bigbyrc, Jan 29, 2021
    bigbyrc, Jan 29, 2021
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  5. Jan 29, 2021 #4
    Joyce's Volvo

    Joyce's Volvo Light Load Member

    57
    65
    Jun 28, 2016
    0
    Truck registration is where the office is, some carriers have offices in different states in order to save on lns and fees. If you are inc or llc and change address don't for get to contact the sec of state , if you changed ins company or got a new quote, check with the agent you had before. Ins quotes change from location to location , one area will be higher or lower than the other. It don't matter where you live but, where the truck lives. They are some decent ins agents and others that make you feel that you should have been kiss after dealing with them. Make some calls , could save a lot.
     
    Joyce's Volvo, Jan 29, 2021
    Joyce's Volvo, Jan 29, 2021
    #4 + Quote Reply
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