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Request Assistance with monthly and annual cost

Discussion in 'Ask An Owner Operator' started by CDL-A_NPST, Mar 30, 2026.

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Apr 1, 2026 #11

Ridgeline Road Train Member

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Dec 18, 2011

Michigan

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CDL-A_NPST said: ↑

With regard to 'Interstate' authority, I'm making a list of monthly and annual required payments of which I plan to set aside a weekly amount; I'll do intrastate another time. Do you agree with the itemized list below or, have I missed one or more item's?

Fixed Monthly Insurance Cost:
Commercial Auto Liability ($1M)
Motor Truck Cargo Insurance ($100k)
Physical Damage Insurance
General Liability Insurance
Total Insurance ($/mo)

Regulatory & Compliance (Monthly Accruals:
IRP (Apportioned Plates)
HVUT (IRS Form 2290)
IFTA Filing Services
UCR (Unified Carrier Registration)
Random Drug & Alcohol Consortium
BOC-3 Process Agent Maintenance
Total Compliance ($/mo)

Technology & Software Subscription:
ELD Subscription
Load Board
TMS / Dispatch Software
Bookkeeping Software
Dedicated Business Cell/Data Plan
Total Technology ($/mo)

Mandatory Maintenance & Professional Saving:
Maintenance Escrow (Emergency Fund)
Tire Replacement Fund
Annual DOT Inspection Accrual
Total Savings / Reserves ($/mo)
MONTHLY TOTAL OVERHEAD ($/mo)
Click to expand...

Two questions -

Why?

DO you drive a truck?

Ridgeline, Apr 1, 2026

Ridgeline, Apr 1, 2026

#11
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