State disability Insurance, question for anyone who's been down that road

Discussion in 'Experienced Truckers' Advice' started by bluetone, Feb 1, 2023.

  1. bluetone

    bluetone Bobtail Member

    Jul 22, 2021
    I've been a driver for over a year with a national carrier. I live in NJ but my work week begins in PA and I drive over Northeast and Mid-Atlantic. I had an aortic dissection in December and have been unable to drive (or do much of anything) since then. I applied for NJ temporary disability insurance (my employer takes out an amount of each paycheck for it). One of the questions I received back from NJ is what percentage of my work is not in NJ, implying disability insurance is only for NJ workers. This doesn't make sense for drivers and I'm not sure how to respond. Since I'm paying for short term disability in NJ, I would think that is all they care about (?). Has anyone faced this? And I'm talking state disability, not your short term disability thru your health insurance (which I didn't sign up for). TIA.
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. kemosabi49

    kemosabi49 Trucker Forum STAFF Staff Member

    Jan 13, 2013
    SW Arkansas
    I would tell them 100%. Otherwise they will surely screw you out of some of the money you have coming.
    bluetone and Speedy356 Thank this.
  4. buddyd157

    buddyd157 Road Train Member

    May 25, 2017
    under a shade tree
    i live in RI...

    my job started in MA

    i got hurt in MA

    i went on workman's comp/disability. no issues.

    you're a NJ resident, period. should be no issues

    lawyer up, he/she will see to it, you get your payments.

    mine did.

    good luck
  5. buzzarddriver

    buzzarddriver Road Train Member

    Feb 1, 2011
    Dallas, TX
    Where is your employer based. I would think that has a lot to do with it.
  6. bluetone

    bluetone Bobtail Member

    Jul 22, 2021
    Wisconsin, but I've never worked there and don't pay any taxes to the state. But that was one of the states the NJ govt. wanted to know what % of my work was there.
  7. GreenPete359

    GreenPete359 Road Train Member

    Oct 21, 2017
    Driving my recliner
    Put 100%. Jersey is a pain the butt. You might want to call a lawyer.
  8. Ridgeline

    Ridgeline Road Train Member

    Dec 18, 2011
    I think all states have an exemption for truck driver on their disability insurance.

    You work in NJ, you travel to PA but that's it.

    This is where the state thinks they can make up the rules to apply to individual cases.
    wis bang and buddyd157 Thank this.
  9. buddyd157

    buddyd157 Road Train Member

    May 25, 2017
    under a shade tree
    i don't think employer i had was in NJ for one injury i had, and i live in RI, but got hurt in NY

    another employer i had, was in GA, but i worked out of MA, got hurt in MA, but BOTH injuries were under RI disability claims...

    so from only what i have experienced, it must be the state you live in..??? where the claims are accepted..

    again, the o/p needs to get a lawyer that specializes in work injuries, for the final say.
    wis bang and buzzarddriver Thank this.
  10. wis bang

    wis bang Road Train Member

    Jan 12, 2011
    Levittown, PA
    New Jersey, nuff said.

    Lawyer up
    buddyd157 Thanks this.
Draft saved Draft deleted