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<p>[QUOTE=&quot;david123abc, post: 10647087, member: 59981&quot;]I believe we had 6 months worth of short term, but not long term. I may be mistaken though.</p><p><br /></p><p>Out of curiosity I did call an insurance agent about purchasing disability through them, and he told me he didn’t even have to run the numbers, there was no way he could get me a better rate than what we got from the company. He said that’s typically the case, I guess purchasing disability on your own is pretty expensive.[/QUOTE]</p><p><br /></p>

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