Time to renew my Insurance, who do you recommend?

Two years seems to be the point when premiums start to drop. OOIDA isn't even writing new policies now for new ventures with less than a 2 year old authority, so you got in under the wire. The best you can hope for is to look online and start calling around for quotes. Rates vary a lot according to the state where you are based out of, and I have a sneaking suspicion that all of our rates will be going up significantly over the next 2 to 5 years.

 

I had ooida for a while . Not good when there’s a problem .Theyre not an actual ins co. Hard to fight against When their best interest involve the members ( including myself) IMO Conflict of interest . Besides too expensive. Same with Health ins etc. I support ooida but dont think they should be in insurance business. As I don’t any benefit to members.Someone stayed no more new Carriers I rest my case . I be Had Northland through independant agency so far so good. 1 claim in 8 yrs I hit Pick up truck that sneaked in behind me while backing up in parking lot . Never heard a word or saw increase.

 

I agree with Rideandrepair, try and find a local agency that can get you a quote from Northland. This will give you something to compare with your current policy rate.

 

There are a lot of options with a clean record and one year down. If your DOT is now past a year, progressive will take a look at you and they can be really aggressive when they see what they like.

Overall you should see a drop from SOMEONE, but right now Auto Insurance is really hot and some carriers can't stay in the green when it comes to insuring trucks. Find a Commercial Broker who specializes in transport and can put in an application to BHHC, Bellingham, Progressive or others. There are plenty of options with the right broker.