Truck registered in NJ can Run Under CT authority?

Discussion in 'Ask An Owner Operator' started by trucko, Mar 12, 2018.

  1. trucko

    trucko Medium Load Member

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    Hello Owner operators and company owners

    I have this simple question. My insurance company alarmed me about this today.

    So I have company that operates in CT and my commercial insurance is written for CT.

    I have owner operator who is registering his truck in NJ but wants to run under my authority.

    Is it possible? NJ DMV will allow him to do this? He has Non Trucking Insurance and Physical insurance with in NJ address on insurance certificate, so I am going to add his truck in my commercial insurance policy which I have already discussed with insurance company and it is possible, but insurance company alerted me that it might not be possible for NJ MDV to allow this


    Any ideas?
     
  2. double yellow

    double yellow Road Train Member

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  3. trucko

    trucko Medium Load Member

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    So NJ DMV will not ask him to bring commercial liability and cargo that has NJ ADDRESS ON THE CERTIFICATE. I CANNOT GIVE GUY INSURANCE CERTIFICATE WITH NJ ADDRESS.

    HE already has Non trucking and Physical damage with NJ insurance certificate. Will not it be enough to do IRP registration in NJ?
     
  4. double yellow

    double yellow Road Train Member

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    call the Motor Carriers Services, IRP Section at (609) 633-9400 to confirm if you'd like.

    If he is an independent contractor with his own truck, he can register it himself in New Jersey using your proof of liability insurance. If he does this and decides to switch to a new company, he keeps his plates. Otherwise he is out $2,000...
     
    trucko Thanks this.
  5. trucko

    trucko Medium Load Member

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    Thanks

    Yes I was trying to talk to real person whole day today. I assume it is possible too, just my insurance agent alerted me, told me NJ DMV is very strict when it comes to address on Insurance Certificate. So if my Liability Insurance (listing him as driver and his truck VIN) is accepted by NJ IRP office then that's all I need to know.

    Thanks
     
  6. double yellow

    double yellow Road Train Member

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    I mean the state will probably have a form they want the insurance company to fill out with the truck's vin etc, but the insurance company need not be in state.

    Then again, it is new jersey...
     
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  7. trucko

    trucko Medium Load Member

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    It is New Jersey which means what? :D
     
  8. Ridgeline

    Ridgeline Road Train Member

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    This is how the system is setup to work, we work under federal regulations that allow a truck in nj to be in a fleet in CT. The states have agreed to allow this to happen because they can't regulate interstate commerce which is exclusively a federal thing.

    Insurance doesn't matter where it comes from, the owner certificate - aka title - doesn't matter what state it is held in, as long as the legal requirements are met with the proper insurance.

    Many times people make this too complicated when it is not.

    I need to add something else.

    The real issue of insurance comes from the authority, the responsible entity of the load. There has to be insurance on that load from that entity only by the regulations. If he has his own insurance for the truck, then all he has to do is give you proof of that for your records.
     
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  9. Bean Jr.

    Bean Jr. Road Train Member

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    IRP is different than regular registration, although it is processed through the state DMV. If you are a motor carrier and have operating authority, that in itself is proof of insurance. To register in NJ, your owner operator will need a copy of the lease, copy of his title, and unique to NJ, the title must be from NJ as well as proof that he paid the 2290. Because you are a motor carrier, your insurance already is on file.
     
    double yellow Thanks this.
  10. windsmith

    windsmith Road Train Member

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    The company I'm leased on with in PA has an O/O with NJ plates leased on here as well. So, I know it can be done.
     
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