Under dispatch

quote me if im wrong...

but doesnt the O/P supposed to file this thru his bobtail/liability aka phys dam insurance..? Why is the carrier responsible for your truck damages? That's the point of having your own truck insurance, whether your bobtail or not.

Carrier coverage comes into place when you hit someone/something or cargo purposes...

Now, it's a different story if you dont have INSURANCE and your insured under his PHYSICAL DAMAGE policy which you probably arent by the sounds of it. again, i'm sorry.. i didnt read the whole thread, briefly skimmed through it.

 

You're wrong, he was getting and paying for his insurance through the carrier. The damage to the truck would be covered under collision/ comprehensive, physical damage coverage covers the party that you get in an accident with if you're at fault.

 

Comp and collision is to cars what physical damage is to trucks, the same thing, just a different name. This issue is why is it's wise to have the physical damage policy along with the bobtail in your name.

 

It's an expensive lesson to learn. I have myet pd policy with OOIDA. I have supplemental towing and rental replacement. Quite affordable.

 

Good I pray the owner gets his, I HATE owners like this, JUST HATE THEM.

 

If the carrier had public liability insurance on the day of the accident, there is coverage. Go to Safersys.org and look up the name of the carrier's insurance carrier and contact them.

Paul Taylor
Attorney