You are going to love this!

With all due respect, I think your bad luck is due to you guys making bad decisions.

First, look at the companies yall are leasing to. They were all bad, companies.
The company that put yall up in a cheap, drug, roach infested hotel without a toilet seat..... that should have tipped you off right there. I mean, a deaf, dumb & blind five year old Indonesian kid would have known better than that. You should have never spent more than 30 seconds in that room nor with that company after that.
You knew you had transmission troubles & was in need of repair. Look, that truck is what is going to pay your bills... its your livelihood... that's your living. You already had an appointment to get it repaired. When teh dispatcher said, go get this load or you're fired. You should have gladly accepted that offer... you don't need to be working for anyone like that. seriously. Look where it got you. You broke down (tranny literally fell out of the truck), you didn't finish the load (so I am pretty sure you didn't get paid for that load) & you lost the job anyway.

You guys need to get a good truck (if you're able to now) that will provide your needs & lease on to a good reputable company. Start looking out for yourself, start making better decisions for your livelihood & your business, find a good reputable company that has a little respect for its O/O's & lease on.

In teh end, I am not sure that either of you have the business knowledge &/or the ability/training/experience to manage a business of your own. You might want to back up & reconsider your future for the next 5 years or so.