I'm trying to get a game plan together for when I'm ready to make the call to go to SpriMO, and I have what should be an easy question for you. When do you become eligible for health benefits, and what is an approximate cost for family coverage?
It's on their website. 30 days out and up to 273/week. I honestly would shop around. If your like me(a vet) and have free healthcare(VA) or really cheap rates for great coverage(Tricare select) your set but 99% aren't eligible. But you can find good rates without paying next to 1100/month just for health not including eye or dental. But look at their site that's why it's there. http://primeinc.com/benefits-package
The other option is to go to healthcare.gov. Most company drivers would be eligible for a subsidy making coverage quite affordable. The plan offered by Prime was changed at the end of the year to bring it into compliance with the ACA, so what Prime offers has now been upgraded to the levels provided by policies available through healthcare.gov. Independent contractors are now required to find their own coverage, since their group policy through Prime was cancelled.
I want to point out that link goes to in house and shop associates benefits page. benefits are similar to drivers but there is defiantly a difference.
Forgive me IP, but I have to oppose the idea of anybody trying to use ACA. While I won't get into the politics of it, because that's not fair to anybody and adds nothing to the conversation, I have to point out that the system barely works. Signing up is difficult, because the site itself is so glitchy and unsafe, and being a driver, getting to your state's exchange in person is trying at best. Additionally, most small clinics that a driver might be able to get to, which haven't shut down due to ACA, don't accept ACA policies. In fact, we actually have a pair of PSD students who are in the program because their clinics shut down due to ACA. Most everything you say is solid, IP, but this is advice you and I just don't agree on.
As I understand it the ACA requires you to move to your employer's plan unless you are covered by your spouses plan. I may be incorrect. But then again, there is plenty to be confused about with this law.
