question on insurance - Page 11 - Truckers' Trucking Forum

Bigray · **^ Top** #**101** 12.16.2008

So Mark, was any of those leads working for ya.. ?

Markvfl · **^ Top** #**102** 12.16.2008

Quote:

Originally Posted by Bigray

So Mark, was any of those leads working for ya.. ?

Thanks, but no luck. as I already posted the only coverage avilable is a 500 mi radius policy with Progressive for the princely sum of $12,900 w/o physical dmg. I guess I'm going to buy it. I'll have an $1100 truck note and a $1400 insurance note... WOW, it's like being 16 again...

nemich · **^ Top** #**103** 12.19.2008

Hello!

Could anyone recommend insurance company for trucking business in St Louis, MO?
Thank you.

5mouths2feed · **^ Top** #**104** 12.19.2008

Quote:

Originally Posted by CutterCoyote

There is a insurance company called 1st Guard and they offer great rates for owner operators. A friend of mine uses them. He has a 03 Peterbilt and pays like $200 a month for his insurance. We visited them at GATS this year. They had a breakfast with Bill Mack.

That is for Physical damage. Its not for liability which is the part that costs so much.

easeway · **^ Top** #**105** 01.02.2009

If you lease on with a company will you use their insurance or have to obtain your own?

What about if you have full coverage but then lease on with a company does your insurance cover you or will you be forced to use the company's insurance that you signed on with?

112racing · **^ Top** #**106** 01.03.2009

if you lease on you only need bobtail and collision , liability and cargo will be paid by whoever you are leasd to

Waterloo · **^ Top** #**107** 01.03.2009

Check on that 500 mile radius. I insure my equipment that way, as they have a % of how much of your time is spent within the 500 mile radius. I am allowed to wander, as long as the bulk of my time is within that 500 mile range, which it normally is.

Mike

Markvfl · **^ Top** #**108** 01.04.2009

I was told that I'd be allowed to go out of radius 4 times per year and be covered. I've found a company to lease to that has cargo for $145 weekly which is $7500 a year. If you include the physical damage and bobtail thats $5500 less than getting my own insurance.

easeway · **^ Top** #**109** 01.05.2009

Mark so if you wanted to lease on to a company that runs 48 states you would be held hostage by the insurance co. situation?

They really should consider your past experience.

112racing · **^ Top** #**110** 01.12.2009

Quote:

Originally Posted by markvfl

i was told that i'd be allowed to go out of radius 4 times per year and be covered. I've found a company to lease to that has cargo for $145 weekly which is $7500 a year. If you include the physical damage and bobtail thats $5500 less than getting my own insurance.

i have a 1 million liability
1 million general umbrella
$100,000 cargo
$25,000 collision

500 MILE RADIUS

$4,782 a year northland ins. Co .

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