Truckers' Trucking Forum | Largest Class A Message Board - The Premier Truck Drivers Forum!  

Trucker MySpace - Truckers Making Friends. Chicken Truckers Come Meet Other Truckers!

Truck Trading Post - New Classified Ads Section! Post for Free, Sell Your Stuff Fast!

Go Back   Truckers' Trucking Forum | Largest Class A Message Board > The Owner Operators' Getaway > Ask An Owner Operator
Reload this Page question on insurance
JOIN Forum Truckers Blogs FAQ Members List Calendar Mark Forums Read

Truckers' Trucking Forum/Message Board - The Premiere Truck Driver Forum

Ask An Owner Operator Always wanted to become an owner operator? This is a place to get tips & advice from owner operators & small business owners here!

Reply
Page 14 of 19 « First 45678910111213 14 1516171819
 
Thread Tools Rate Thread Display Modes
  ^ Top   #131  
Old 02.02.2009
MedicineMan's Avatar
Solution Finder
  
Last Seen: 1 Hour Ago 11.23 AM
Member Since: Jan 2007
Location: Woodville, TX
Trucker? 15 Years
Age: 35
Posts: 16,436
My Trucking Photos: 4

Thanks: 26
Thanked: 2,541 Times
Quote:
Originally Posted by Buzzlightyearky View Post
I just need Non-Trucking right now to cover my truck when I am taking it in to service, etc, until I sign with a company. I have been out of it for a while, and am not yet ready to go back on the road. Any Suggestions.
I don't think Bob-Tail will cover me on this is that right?
I just got this coverage from progressive last month. it's a non commercial liability plan. and believe it or not it's cheaper to take the plan that allows you to pull a trailer then it is to take a plan for truck only.

liability only and with a 50 mile radius my cost is $220 down and three more payments of $175 for a 6 mo policy.

they will allow you to travel outside the 50 mile up to 4 times a year but you need to notify them when you do. I only took the policy to be able to drive around to shops. they will convert it to a bobtail policy when i get leased on. You have to have a signed lease agreement or your own authority to get a bobtail or unlaiden liability policy
Reply With Quote
Remove This Ad By Registering. Join Our Truck Forum and Trucking Community For Free. Sponsored Links:

  ^ Top   #132  
Old 02.03.2009
Light Load Member
  
Last Seen: 1 Hour Ago 12.02 PM
Member Since: Jan 2009
Location: SE,MI
Trucker? EX-0-1 Year
Age: 50
Posts: 90
My Trucking Photos: 0

Thanks: 32
Thanked: 11 Times
Rrx insurance quote
Pharmphail, I was wondering which insurance co. you got your quote from? The quotes you posted seem a little more reasonable.
TIA
Reply With Quote
  ^ Top   #133  
Old 02.03.2009
Bushman's Avatar
Light Load Member
  
Last Seen: 5 Days Ago 12.52 AM
Member Since: Jan 2009
Location: East of the Walbash
Trucker? EX-43 Years
Posts: 68
My Trucking Photos: 18

Thanks: 32
Thanked: 21 Times
Anwser #1..NO
Anwser #2..NO
NO #3
[LINK POSTED BY MEMBER] Only Members Can View This Truck Forum Link.
FAX The Adjustment Lawsuit.
__________________
A man is not where he lives, but where he loves.
Reply With Quote
  ^ Top   #134  
Old 02.04.2009
PharmPhail's Avatar
Road Train Member
  
Last Seen: 4 Weeks Ago 05.20 PM
Member Since: Nov 2008
Location: NC
Trucker? 0-1 Year
Age: 37
Posts: 3,492
My Trucking Photos: 0

Thanks: 1,303
Thanked: 1,128 Times
YES! Does it GET any better than BOSTON? NOPE

Hey none of his questions were of the yes/no variety.
__________________
You can always tell a trucker, but you can't tell him MUCH!

Guide to Instant O/O and Loadboards thread:
Financial settlements: 50, 68, (80), 82, 123, 166 (cumulative), 166 all repairs/maintenance, 181, 205
Pics: 3, 9, 10, 16, 24, 29, 32, 41, 61, 63, 78, 84, 94, 96, 119, 210, 326
Vids: 47, 48, 63, 74, 77, 80, 82, 96, 172, 211
JasontheRock cost investment summary: 87
Reply With Quote
  ^ Top   #135  
Old 02.04.2009
Light Load Member
  
Last Seen: 08.14.2009 10.06 AM
Member Since: Feb 2009
Location: Salinas, Ca
Trucker? Student
Age: 28
Posts: 102
My Trucking Photos: 0

Thanks: 69
Thanked: 29 Times
Quote:
Originally Posted by PharmPhail View Post
Hey none of his questions were of the yes/no variety.
LOL You caught that too, huh???
Reply With Quote
The Following User Says Thank You to jasondt2001 For This Useful Post:
PharmPhail (02.04.2009)
  ^ Top   #136  
Old 02.04.2009
MIA (Banned or Retired)
  
Last Seen: 06.28.2009 10.36 PM
Member Since: Nov 2008
Location: Grass Lake, MI
Trucker? 19 Years
Posts: 587
My Trucking Photos: 0

Thanks: 13
Thanked: 168 Times
Quote:
Originally Posted by James2009 View Post
Three quick question to owner operators: 1.) if you guys pick up an order from the board who pays insurance on the cargo? 2.) If a freight forwarder gives you a load, who picks up the insurance bill? and finally 3.) who are the major insurance brokers for one trip loads.

all the best,

james
What is your definition of an O/Op?

A lease op, the company the truck is leased to carries the insurance in regards to cargo.

And independent O/Op carries his own cargo insurance.

And one trip loads? What are you looking to do and haul?

Mike
Reply With Quote
Remove This Ad By Registering. Join Our Truck Forum and Trucking Community For Free. Sponsored Links:

  ^ Top   #137  
Old 02.04.2009
PharmPhail's Avatar
Road Train Member
  
Last Seen: 4 Weeks Ago 05.20 PM
Member Since: Nov 2008
Location: NC
Trucker? 0-1 Year
Age: 37
Posts: 3,492
My Trucking Photos: 0

Thanks: 1,303
Thanked: 1,128 Times
My guess would be, if you are renting a truck for a single haul, like through ryder, then you would get the insurance from them. If it's your truck, you're either insured for the type of cargo or you're not. If not, don't pull it, or add it.
__________________
You can always tell a trucker, but you can't tell him MUCH!

Guide to Instant O/O and Loadboards thread:
Financial settlements: 50, 68, (80), 82, 123, 166 (cumulative), 166 all repairs/maintenance, 181, 205
Pics: 3, 9, 10, 16, 24, 29, 32, 41, 61, 63, 78, 84, 94, 96, 119, 210, 326
Vids: 47, 48, 63, 74, 77, 80, 82, 96, 172, 211
JasontheRock cost investment summary: 87
Reply With Quote
  ^ Top   #138  
Old 02.04.2009
MIA (Banned or Retired)
  
Last Seen: 06.28.2009 10.36 PM
Member Since: Nov 2008
Location: Grass Lake, MI
Trucker? 19 Years
Posts: 587
My Trucking Photos: 0

Thanks: 13
Thanked: 168 Times
A rental from Ryder or Penske will only carry the collision on the tractor. You are still responsible for your cargo insurance. And yes, they will check. At least in my case that is how it went.
Reply With Quote
  ^ Top   #139  
Old 02.04.2009
PharmPhail's Avatar
Road Train Member
  
Last Seen: 4 Weeks Ago 05.20 PM
Member Since: Nov 2008
Location: NC
Trucker? 0-1 Year
Age: 37
Posts: 3,492
My Trucking Photos: 0

Thanks: 1,303
Thanked: 1,128 Times
I'll PM some info
__________________
You can always tell a trucker, but you can't tell him MUCH!

Guide to Instant O/O and Loadboards thread:
Financial settlements: 50, 68, (80), 82, 123, 166 (cumulative), 166 all repairs/maintenance, 181, 205
Pics: 3, 9, 10, 16, 24, 29, 32, 41, 61, 63, 78, 84, 94, 96, 119, 210, 326
Vids: 47, 48, 63, 74, 77, 80, 82, 96, 172, 211
JasontheRock cost investment summary: 87
Reply With Quote
The Following User Says Thank You to PharmPhail For This Useful Post:
wildbill123 (02.04.2009)
  ^ Top   #140  
Old 03.01.2009
Light Load Member
  
Last Seen: 05.18.2009 02.57 PM
Member Since: Jul 2008
Location: Belding, Mi
Trucker? 13 Years
Age: 40
Posts: 77
My Trucking Photos: 0

Thanks: 20
Thanked: 22 Times
Looking for a Good insurance Company
I am looking for some suggestions on good truck insurance companies for everything on the tractor and trailer.......Any Suggestions?????
Reply With Quote
Reply
Page 14 of 19 « First 45678910111213 14 1516171819

Truckers' Trucking Forum/Message Board

« Another running under my Authority | Leasing a small fleet to a major company...Please Help!! »

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off

Similar Threads
Thread Thread Starter Trucker Forum Replies Last Post
Quick question about insurance bulletbutter Questions From New Drivers 1 05.01.2008 08.16 AM
Pet Insurance??? luvmyhubby The Pet Stop 3 02.09.2008 11.47 PM
Insurance linluv2001 Trucker Legal Advice 0 07.21.2007 09.04 PM
O/O Insurance squirt552 Ask An Owner Operator 5 12.31.2006 06.18 PM


.

The Truckers Report - Trucker Photo Gallery - Contact Us - Truckers Forum - Privacy Statement - Top

vBulletin Forum Software, Copyright ©2000 - 2008, Jelsoft Enterprises Limited.
Copyright © TheTruckersReport.com - Trucking Forum & Message Board - Truck Driver Discussion - Truck Forum

Trucker Forum Disclaimer: All content, information and opinions (collectively, the "Material") presented on Our Trucker Forum Discussion Board at TheTruckersReport.com are those of the authors of posts and messages (collectively, the "participants") and not The Truckers Report. The Truckers Report does not guarantee the reliability, completeness, accuracy, timeliness or up-to-date-ness of the material presented on the Truck Driver Forum. The material is published "as is," and does not represent the official views and opinions of The Truckers Report or any company. Any reliance upon the Material presented on these forums shall be at User's own risk. The Truckers Report does not review the substance of the content posted by users on these forums and is therefore not responsible for any of such content. The Truckers Forum merely provides a space for its users to express and exchange their own opinions. Privacy Statement.


Search Engine Friendly URLs by vBSEO