100% of my start-up costs will need to be with borrowed money...

I knew a guy years ago here in northern VA who hauled recycling instead of trash. Paid better, was lighter, and didn't have to go into landfills. He used a walking floor also. Could be this is the same. I don't know of anybody doing trash for short runs making this kind of money. He could also be looking at many other things like manure, etc.

 

My bank wants 20% down, but they will finance most years of trucks depending upon condition.