as i talk to more carriers recently they are seeing thier pay times reaching longer too not that that makes it right but they are going out 60 to 90 sometimes now as shippers aren't paying them
just last week i was triing to find a factoring company for a guy so he could meet his bills with his drivers because he was 180 days out from a shipper in the oil field
I don't look at most brokers "using my money" as they are likely not getting paid sooner than 20-days. Figure in time between sending invoice after getting POD and getting check in and processed. If in by 30-days I am good. But some play games. And that P's me off.