I haven't contacted them yet, but it's been over six years or longer since I signed a contract with Western Express and not long after I lost my CDL. I left early during their training as well. I know then that I was stuck in this contract, but what about now after all the years that has passed and also not having CDL. If I get a CDL again, do you think or know if I am still bound by them? Thank You
Probably clear after 7 years, unless you've signed for any registered mail. May not even have to list that company on job applications. Most new cdl drivers just have to show last 3 or 5 years of employment.
Yah, don’t contact them at all. Would be a really stupid move. Check the state laws in the state where it was signed/drafted in regards to the statute of limitations. For example, in Florida..read the whole thing, I didn’t post it for nothing. In Florida, the statute of limitations for creditors to sue on most written contracts, including promissory notes, is five years. For open-ended or unwritten debts, like credit card debt, the statute of limitations is four years. While the statute of limitations prevents creditors from suing after the deadline, the debt itself is not erased and can still be pursued through other means. Key points about Florida's statute of limitations on debt: Written Contracts: This includes promissory notes, mortgage agreements, and other contracts documented in writing. Open Accounts: This category includes credit card debt, revolving accounts, and other debts without a specific written agreement. Judgments: Judgments obtained by a creditor in court are enforceable for 20 years from the date of entry. Mortgage Foreclosures: Lenders have five years from the date of default to initiate a foreclosure. Time-Barred Debt: If the statute of limitations expires, the debt is considered "time-barred." Creditors cannot sue, but they may still attempt collection through other means. Partial Payment/Acknowledgment: A partial payment or acknowledgment of the debt must be in writing to be valid and potentially restart the statute of limitations, according to Stiberman Law. Consequences of Time-Barred Debt: Debt still exists: The debt doesn't disappear simply because the statute of limitations has passed. Collection efforts: Creditors can still pursue collection through non-legal means, such as phone calls and letters. Credit reporting: The debt may remain on your credit report, even if it's time-barred, and can impact your credit score. Defense in court: If a creditor sues on a time-barred debt, you can use the statute of limitations as a defense to have the lawsuit dismissed.
Would help if he told us what collection efforts WE has pursued. If it shows up on his credit report etc. If none, WE probably wrote it off a long time ago.
Look at your credit report. You can get it free for Equifax, TransUnion, Experian. If WE didn't put an entry on your credit report, if nobody has tried to collect AND YOU HAVE NOT GIVEN ANYONE money toward that debt, then 7 years (it may be more or less depending on which states are involved) after the debt was posted you are likely no longer legally obligated to pay for it. If however you did make any payments toward that debt, the the 7 year time clock starts at the date of that payment, even if you only sent them $1. Your options are to repay the debt, ignore the debt and let the clock run out, or make a settlement with whoever owns the debt in exchange for them removing the debt from your credit history. If you make a settlement, the 1 non-negotiable item is they get zero money until you have a signed agreement from the owners of the debt that your payment of the settlement amount will be reported as full payment of the debt and they will withdraw any negative item about this debt. Beware: just because someone says they own the debt doesn't mean they do. People will impersonate a debt collector and if you pay them you are just setting money on fire and will get zero benefit. Youtube will show you how to get a free credit report. You can get one for free if you follow the procedure. Do not pay anyone to "fix your credit". You can do everything those crooks do yourself for free.
