how common is it to not have benefits in this industry??

When you find yourself divorcing a sociopath, and you have $2500.00 per month psychiatric expenses to mitigate the psychological harm your ex is doing to your kids, you learn to appreciate those benefits really quick.

 

Employers aren't forced to pay anything as long as there is a steady supply of folks with low expectations willing to take home 40% of their earnings after taxes and health care expenses.