Actually, it's 52 weekly payments of $75, and you are paid 104 weekly payments of $37.50. So, it's actually one and two years, respectively. The $500 for housing is taken out separately; I believe it's at $25/week.
when i first start with swift back in '97, they payed my monthy payments when i started. since i quit 5 months later, i had to pay the remaining 7 months. things have definitely changed since then