Insurance lapse an issue to get hired?

@No names left

I don't know about your particular state, but New Mexico allows you to get a copy of your MVR free of charge in person at any state office, you might check into that to see if the suspension is listed.

Many years ago, before I had a CDL, I had had some huge financial problems and had an issue similar to yours. Long story short, my license was suspended, I ended up paying to have it reinstated and it never showed up on my MVR. When the state pulls my complete file that dates back to when I got my first drivers license in 1995, that suspension is never listed, but everything else is.

 

have you gotten your license back?

 

It might help if you could get a copy with the notes about the suspension. You didn't mention how long it has been since the suspension. That could also be a factor. But, if what you are saying is correct, I don't see it as being an issue. If you have a copy of your mvr, you could send it to any recruiter who requests it so that they are aware of what they are dealing with in your situation. For your information, most companies only go back 3 years on an mvr.

 

You're not currently suspended correct?

 

With any luck it will be removed from your record since you satisfied the requirements to reinstate your license. If you're stuck with it though, pretty much every company has "Has your license ever been suspended or revoked for any reason?" on their application and the vast majority of them will have a little area where you can provide details about any suspension or revocation, so you can do one of two things.

1. Find out through MVD about having it removed.
2. Be honest. Note the suspension and provide the reason why.
3. Lie about the suspension and hope it doesn't show up when the company runs a MVR check.

If I were in your situation, I would call your state DMV (or local equivalent) and ask them about the citation being left on your driving record. Since it was for a non-driving related issue, you may be able to have it removed and then you would be in the clear if you answered that your license was never suspended since it wouldn't show up. I know my license was suspended once, but I've never answered that question on any driving application with anything other than "No. I have never had a suspended or revoked license." and since my MVR reflects that statement, I've never had an issue.

Failing that, just be truthful about the circumstances. Unfortunately, some carriers will automatically discard any applications that indicate a suspension or revocation regardless of the reason. Other carriers will go on a case by case basis and someone, usually a recruiter, will ask you about the suspension. Again, non-driving related reason, so they shouldn't see it as a problem, especially if you don't have any accidents or citations on your record as well.

Finally, there's the "lie about it and hope it doesn't show up" route. I don't really recommend this one for obvious reasons. It can, and likely will, come back to bite you in the rear end when a carrier checks your MVR.

Overall, I wouldn't be too worried about it. As I said, some carriers will disqualify you on the spot for a suspension, but most of them will normally take the time to talk with you about it and find out the specifics.

 

There are two ways the question about a suspension will be worded on an application:

"Has your license been suspended Or revoked in the last (insert # here) years?"

Or

"Has your license ever been suspended or revoked?"

As my grandpa used to say: "Never answer a question that hasn't been asked"