Jim Palmer. Interested driver wants the inside scoop!

An HSA is a perfect savings instrument provided you maintain good health. You can deduct the deposits every year and put the money in investment accounts similar to a good 401k albeit with higher average expense ratios than most good investment accounts. Unlike a 401k when you hit retirement age you can spend the money on non medical expenses without posting tax on withdrawals either.

 

An HSA is a perfect investment took If you are healthy. You can deposit and take the deduction then incest it in mutual funds in the account and take the money tax free after retirement for non medical expenses. The are a tax shield for many.

 

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Thinking about joining the Jim Palmer family next month weighing my options. Anybody can give me some honest feedback on the company