Swift and DAC

DAC/Hire Right is covered by the same laws for Credit Bureaus that track your credit score. You have the same rights with DAC?Hire Right as the credit bureaus. Namely you can get a free copy of your report at least once per year, your state may require allow you more than one per year. You have the right to dispute any incorrect entry and request it be verified or removed. You also have a right to submit a statement to DAC/Hire Right that must be given to any company asking for information about you. DAC/Hire Right has strict rules about the length and manner of this statement, so follow those rules.

When requesting your free DAC/Hire Right report it will take about 15 days. You can receive your free report as snail-mail or e-mail. If you request the email version it will still take 15 days before they give you the link to your report. You might as well get your report and challenge any negative info. You never know what info will be removed because a past employer doesn't respond in time. Use an internet search like DuckDuckGo.com and enter "what are my rights" and "credit bureaus"

Also, everyone should take advantage of the free credit freezes every credit bureau offers. It can prevent anyone, even you, from getting credit in your name. Once you have a credit freeze it usually only takes a few seconds to "thaw" your file if you need to apply for a credit card or seek a car loan etc. Do not confuse a free "credit freeze" at Equifax, Experien, TransUnion with the LifeLock service that charges a monthly fee. What LifeLock provides is essentially a "no trespassing sign dropped into your credit file. It will not stop someone from getting credit in your name. It only "suggests" to those granting credit in your name to seek additional proof of ID. Most credit grantors do not seek that proof. A Credit Freeze blocks additional credit in your name unless you "thaw" your credit. LifeLock is like a "No Trespassing" sign attached to your file while a credit freeze is like a lock on your file.

 

In theory you are a professional driver. You should be able to know when black ice is likely and drive for those conditions. You were driving too fast for the conditions and it bit you.

If you choose to learn from it, lesson learned. If you choose to be blind and not learn, well hopefully you do learn before someone dies because you refuse to.

 

The temp was 35°F.

 

And? Air temperature isn't road temperature.

 

Because when it's cold and the road looks wet you watch your mirror and other vehicles ... you better see spray, if you don't good chance you're on black ice.

One other point. If it was unavoidable, was everyone else on that stretch of highway also in the ditch.

 

I already know the fact.

just because uuuuu didn't get it.. don't mean I'm a D.

Fact. Mega carriers use dac.
Fact. Small carriers don't.
Fact. Locals don't generally use dac.
Fact. Out of 1 million companies. 90% of which don't use dac. You're worried about ONE. When 90% of 1 million could care less.

Fact. 1 million is just a number. Could be more or less.

 

In some trucks the heat from the engine drifts onto the outside air temp sensor giving a false reading.

 

Roads are typically warmer than ambiant air especially if being driven on.

No one was in the ditch. I slid on black ice on the highway but continued the mile to my pick up location and that's where I slid onto the grass. It wasn't on the highway.

 

And yes there was spray from all of the other vehicles.

 

Both of you missed the point though. It's that DAC doesn't matter in who does or doesn't use it.
Scenario 1. Both departing and arriving companies use DAC. One company makes the report, the other company reads it.
Scenario 2. Either one or neither companies use DAC. The arriving company will call the departing company for the legally required background check and get the exact same information.