Ways to put money aside for later? Ways to save if midlife age?

I'm a fan of tangible assets... real estate... guns... lead...

I predict 5.56 ammo being worth more than platinum in ten years.

 

There’s only 2 ways to save money, first make some, second don’t spend it. Lol. 401k if it has an employer match ( free money ) is always a good thing. You can always roll it over at no cost if you leave. Starting when you’re young, is the key. Majic of compound interest, time being on your side. Easy to say, hard to do. Working for a living, doesn’t pay well.Most people have a plan, hoping to accomplish, and planning on “ being all set”, truth is they never are “ all set”. Reality is that time runs out. Start young. The payoff over time is huge. Start late and it never happens, just a futile attempt. Time is key.

 

Bingo

 

I have 4 401k accounts, and they don’t charge me fees for not depositing money into them.
I could roll them all into one 401k but I don’t see the need to do so.
If I needed to I could set up an IRA and transfer them all to it without paying withdrawal taxes.
.
Your post shows you just want to hate.

 

That is horrible match.... 25% of yoyr first 5%... That 1.25% max match.... Live how they use funky numbers to make it look good. But what do yoy expect from con artist called Celadon

 

Don't forget the Rule of 72 basically money can double in 7 years if you get 10% return every year.

 

Never pay for coffee. Just walk out with it. 2 free refills a day...that's a grand a year right there.

 

Definitely take advantage of any 401k and put in the max to get the max match.
As said its free money.
I read an article a while back, they asked Billionaires (Warren Buffet, Mark Cuban) and others. If you had $100. To invest what would you do, They agreed they would take that hundred bucks and put it on the principle of their mortgage.
So invest in getting out of debt is the best place to start

 

I do 401k to max matched % then 75% savings and 25% I play stocks with ameritrade.

 

I'm 46 and started with a Roth this year. My finances got wiped out during the recession so I had to start over. I'm doing $500 a month into one now with a 2045 retirement goal date(I'll probably never fully retire. If trucking is still around, Ill drive until i'm gone.......hopefully I dont pass while driving lol)

But no debt other than a new motorcycle which will be paid off quickly. I pay my rent in full yearly and have a year saved as backup. Only Bill's are phone, insurance, internet and charities I donate to.

Being debt free is an extremely powerful. The only ones who has negative to say about are people who want to load you money.

You wont build any credit.
Your FICO will go down if you dont have a balance.
You wont qualify for a better rate unless you apply for our credit card

Blah blah blah

I would speak with a financial advisor and outline your goals.

I wish I had enough money to invest in real estate. It seems to be a hot thing now