Buying a Truck Today

I have been looking to buy a truck for a while, but I am having a difficulty finding carriers that are hiring lease ops.

I figured I'd stay with the company I currently drive for (Swift) as I know dispatchers and routes well, but they are not hiring any O/O unless you want to lease a truck from them.

Don't think I'm ready to do it under my own authority, not to mention I'd probably need another $10k saved up if I were to go that route.

 

I found an 03 Century for $13,700 with 572k miles, C-15 475 hp... I'm seriously thinking about getting it. Even with 20% down, that's only $2740. And at 24 mo at lets say 10%, that's $516 a month. Two years you own it for $15,124.

 

used truck prices are so low your bank just might give you one just for opening a checking account with them...

a little jest, but you get my point.

and if you take scud runner's numbers, you could buy the truck, park it and be a company driver and it;ll be in the same condition when it is paid off as when you bought it. drive your own with no truck payment to make, sure brings down fixed cost for when the economy turns around

 

It sounds like a great idea but letting a truck sit that long is not good. I know someone who bought a truck that had been sitting a year or so. They ended up dumping a bunch of money into because it sat to long. Seals tend to dry up after sitting for six months.

 

If you live in the country like I do, you can start it and drive it around the yard a couple times a month. preventative maintenance. way back in the day when I was a 63S in the army, we had to do that because the trucks just sat all the time. just like your body, mechanical moving parts need a little exercise to keep them healthy too.

 

low budget,when i was in the army ,the mos was 63bravo,lol just gos to show you even tho were a few days (being nice to myself ,,,years) apart something do change lol,but a truck sitting to long ,will give you headachs on the road,

 

63B was for 5-ton and smaller wheeled vehicles, the 63S was for anything bigger (wheeled, of course). Oddly, if you were a 63S you had to go back and get 63B training (like we weren't working on HMMWVs the whole time anyway) in order to attain E-6.

 

I am looking to buy a truck already found company that will let me come in as o/o as long as truck is not older than 7 years trouble is ex-wife ruined credit (had to file bankruptcy) any one want to sell me a truck? I have everything in place .... just need to get the truck I am currently a company driver until I can make it happen

 

I tried my own bank, and a finance company I found online. Neither would give me a loan. Even with me saying I could provide 20% down.