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Can I vent just for a minute.........

Discussion in 'Ask An Owner Operator' started by femalecdla, Jun 26, 2020.

Page 1 of 5
  1. Jun 26, 2020 #1
    femalecdla

    femalecdla Light Load Member

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    Jan 3, 2018
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    Thank you.

    I’m upset that I was declined for the EIDL loan, received the grant, just denied the loan. Of course it’s because of my credit. I haven’t gotten their response as to why, but I’m almost positive that this is the reason why I was denied.

    Anyways, there are Uber/Lyft drivers that are being approved for the EIDL loans. Now given that I was a ride share driver, I understand the struggle that comes with the job. But it’s nothing compared with being a commercial driver, with $82,000 in overhead costs, and having to deal with federal regulations. Mind you, I only requested half of my gross from last year just to cover my insurance costs. But nope, denied. I could feel the wind as the door slammed shut so fast right in my face. I wonder did they gather around and laugh at me when they saw my credit score.

    I guess a ride share driver is more essential to keep in business than a commercial driver according to the SBA.
     
    femalecdla, Jun 26, 2020
    femalecdla, Jun 26, 2020
    #1
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  3. Jun 26, 2020 #2
    RStewart

    RStewart Road Train Member

    3,163
    5,015
    Aug 21, 2015
    Norman, OK
    0
    I didn't even get the grant.
     
    RStewart, Jun 26, 2020
    RStewart, Jun 26, 2020
    #2
    rachi Thanks this.
  4. Jun 26, 2020 #3
    femalecdla

    femalecdla Light Load Member

    152
    227
    Jan 3, 2018
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    I received $1,000. Went right to Progressive. Didn’t even get a chance to touch it. Progressive didn’t even send me a jiggle head of Flow. All I got was a bill asking for more money. $1,500 due by 7/13/20.
     
    femalecdla, Jun 26, 2020
    femalecdla, Jun 26, 2020
    #3
    bryan21384 and RStewart Thank this.
  5. Jun 26, 2020 #4
    Upinsmoke

    Upinsmoke Medium Load Member

    613
    1,206
    Feb 26, 2019
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    Everyone upset..no FREE money for me..lmfao
     
    Upinsmoke, Jun 26, 2020
    Upinsmoke, Jun 26, 2020
    #4
    fordconvert, silverspur, clausland and 6 others Thank this.
  7. Jun 26, 2020 #5
    650cat425

    650cat425 Road Train Member

    1,548
    11,042
    Jan 26, 2020
    Pennsyltucky
    0
    Maybe I'm wrong, but I didn't really see it as 'free.' I was getting some of my own money back.
     
    650cat425, Jun 26, 2020
    650cat425, Jun 26, 2020
    #5
    tommymonza, Diamond Reo, feldsforever and 3 others Thank this.
  8. Jun 26, 2020 #6
    TallJoe

    TallJoe Road Train Member

    7,490
    16,266
    Apr 12, 2016
    Chicagoland
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    Eh... that loan. Are you aware of the terms? You might as well sign the devil's chirograph to sell your soul. Maybe that's a good thing you were denied.
     
    TallJoe, Jun 26, 2020
    TallJoe, Jun 26, 2020
    #6
    Upinsmoke, Snailexpress and 650cat425 Thank this.
  9. Jun 26, 2020 #7
    Brandt

    Brandt Road Train Member

    4,067
    5,346
    Sep 17, 2012
    0
    Everyone has to pay that money back. It was added to you national debt. So far your up to 26 Trillion. If you don't pay it back, your kids or grandkids will have to. So you all better get work. I'm not paying back all your free money.

    WoW 26 Trillion in debt and we are still spending money we don't have. I say about 30 Trillion debt and we will crash the economy. Who will keep loaning us money at these hight debt numbers ?
     
    Brandt, Jun 26, 2020
    Brandt, Jun 26, 2020
    #7
    mpd240 and Upinsmoke Thank this.
  10. Jun 26, 2020 #8
    StrokerTSi

    StrokerTSi Medium Load Member

    532
    777
    Aug 28, 2016
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    Government just needs to stop spending money like teenagers.
     
    StrokerTSi, Jun 26, 2020
    StrokerTSi, Jun 26, 2020
    #8
    buddyd157, olddog_newtricks, Brandt and 3 others Thank this.
  11. Jun 27, 2020 #9
    feldsforever

    feldsforever Road Train Member

    1,453
    1,440
    Nov 22, 2019
    0
    Money is just a symbol of a idea. Its only a measuring device for those who care about who is ahead of who.
    True gems and riches come from those around you. The people you can be your self around. And never worry on judgment.
    Every one falls behind a time or two in there life. And it does suck. My wife and I used to live in a car. We did this for 8 months or so. I admit I never seen a bottle I couldn't find the bottom of. And that was the problem.
    Many years later, we where denied several house loans for various reasons. It hurt terribly. After coming so far and getting no where. A helping hand is all that I wanted. But it never came. Truth be told we live check to check. Sometimes but not often theres a little left over. We can grab a pizza, or something of the like.
    All the money in the world couldn't replace our history. And because of that, ill Problably never get my truck.
    Sorry you drivers above, didn't get your loans. But lets face it. God helps those who help them selves.
    While the goverment helps thos who. Well you know.
     
    feldsforever, Jun 27, 2020
    feldsforever, Jun 27, 2020
    #9
    Badmon, nikmirbre, Boardhauler and 2 others Thank this.
  12. Jun 27, 2020 #10
    bryan21384

    bryan21384 Road Train Member

    12,626
    25,954
    Sep 18, 2009
    Memphis, TN
    0
    Free money? I don't know what that is...
     
    bryan21384, Jun 27, 2020
    bryan21384, Jun 27, 2020
    #10
    650cat425 Thanks this.
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