Insurance Quote

Lot's of miles in certain states will cause a higher premium.

 

Different states have different accident rates, same as some city's. The more you travel in them, the higher your rate is. No different from the state you're based in.

 

My agent asked for ifta reports last time I renewed , quick email and renewed the next day .

 

All of the quotes that I ever got they always ask for your ifta mileage per state.

If they are writing the policy they want to know where you are going.

 

Totally normal. Progressive is so high they probably assume worst case across the board so IFTA per state doesn’t matter so much. Especially since they know where home base is.

 

@Beaver9, I am sure they ask for IFTA quarterly reports - MFUT 15 - they have all the info they need. If you're out of Illinois, you can find them at your mytax.illinois.gov account.
I am requested to do the same every time at the renewal.

I won't be surprised if Northland can give you a better quote than Progressive. That's a top insurance too.

 

What that’s all about is your average radius from home base. The bigger radius you run the higher the quote. FWIW progressive asks the agent what you run they pick from unlimited to 100 miles. I have seen an accident out of the paid radius cause a ruckus when they want to see your ifta filings to determine you stayed in your radius 85 percent of the time. Don’t be so paranoid they are not asking for top secret info

 

It's normal to be asked for your IFTA. It's so they can look for ways to raise your rates. I get quotes every year and some ask for it but some don't. I've never given my IFTA reports to any insurance company so they're not a requirement.

I agree with you, my lanes are private business information so I'm not comfortable sharing that with them. If you have a mileage band type policy then IFTA reports shouldn't even be asked for IMO.

Look into Great West too. They've been pretty good with me.