Insurance Costs

Discussion in 'Ask An Owner Operator' started by Beaver9, Jan 9, 2023.

  1. Siinman

    Siinman Road Train Member

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    Kansas City, MO.
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    I had no luck on cheaper price on my second year. Progressive was still the cheapest.
     
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  3. Siinman

    Siinman Road Train Member

    5,459
    14,032
    Mar 5, 2017
    Kansas City, MO.
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    I got them this year but they was higher the last two years I had them quote it. This year is my start of 4th year and they was a little cheaper but also had better benefits to go with it. So I left progressive and joined them.
     
  4. fortycalglock

    fortycalglock Road Train Member

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    Tourist Town, FL
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    Something nice I learned about Great West is they have a spare truck program that’s pretty cheap. It’s less than $4k a year w/$30k PD.
     
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  5. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Hesperia, Ca.
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    DC7999DD-AA14-4477-9B8C-30B7E269259F.jpeg 5BD1F645-7111-4834-9C62-C01E81BB6CB0.jpeg 49C51303-AA17-4F82-AC1C-3E97C10789C1.jpeg Here’s my breakdown, all this is thru Northland;
     
    Last edited: Jan 27, 2023
  6. LakenT

    LakenT Bobtail Member

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  7. Beaver9

    Beaver9 Heavy Load Member

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    Diesel Dave Thanks this.
  8. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

    9,320
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    Jan 20, 2010
    Hesperia, Ca.
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    Year ? You mean my truck, 2014. My renewal just started on the 18th till next year, 1/18/24
     
  9. Beaver9

    Beaver9 Heavy Load Member

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    2010

    But I have to increase the value on my trailer. I can't find anything close to my trailer for the amount I have it valued at.
     
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  10. TallJoe

    TallJoe Road Train Member

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    Chicagoland
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    Your quote seems to be as good as it gets. Mine was $9200 but I put a value on truck and trailer combined $50 000 and I also bought general business liability coverage and that's additional $350 or so.
    This is my 7th year of own authority and so far 0 claims. Knock on the wood.

    $1million limits on Auto and General liability $100 000 on cargo.
     
    Last edited: Jan 30, 2023
    Beaver9 Thanks this.
  11. wore out

    wore out Numbered Classic

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    CHASIN THE DEVIL'S HERD
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    C55FEBC5-712F-4AAB-81E6-0F5BCB6D2F3F.jpeg
    My driving record sucks a 10 over speeding in Oklahoma
    And a 92 in a 65 in Kansas
    Had my own numbers 13 years now. My cargo is separate through Hartford
     
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