Claims

In my situation with my truck they (your Insurance company if contacted) will go off of something they have on how much they will pay to fix the trailer. Then they will try and work out the deal with the place fixing it. If you do not have rental coverage on your insurance they will not help you with a rental either. The fixing cost has a lot to do with the age of the truck/trailer. Found a lot of bad information out over my truck.

 

When I had my W9 and got backed into I sent all the pics I had to my agent and let them fight it out with the adjuster and the other agent. Both of us had Northland at the time, his agent was pushing for used parts, my agent was saying new parts only. In the end I got repaired with all new parts. Had I gone into it on my own I would’ve gotten fix with used parts because I wouldn’t have had anyone on my side fighting for me. You probably should’ve gotten your insurance involved right from the get go, especially if you’re going to try and go after downtime and stuff.

 

my bad, I just assumed you were working through your ins. company and were getting nowhere.

 

Might as well just get your insurance involved. I think you will find they will be saying basically the samething in my experience. I fill sorry for you as I went through similar issue. At least you have the insurance company information and can hire an attorney to help get through it. I am still fighting to even get a penny from the company that did it to me. It is a losing battle when the insurance company is not involved.

 

Because this damage is not your fault. There shouldn't be a hit on your premium.
These reasons are why we have Insurance.
Use it.

 

Care to elaborate on exactly what happened?

 

Without leverage your agent or an attorney can provide. You will get abused in this situation.

I hope I'm wrong.
Good luck.