I wanted to ask the community because there is someone wise here .
I have good friend who's running under someone authority as an owner operator , he has his own tractor/trailer , he took week off from work and while parking his truck he backed into someones regular 4wheeler . He called his agent trying to make a claim and his agent advised him that progressive ( his bobtail insurance provider )will most likely deny the claim !!!
I was quite surprised , when there is a coverage under bobtail insurance , he definitely wasn't under the load or dispatch
Bobtail insurance
Discussion in 'Ask An Owner Operator' started by pavrom, Apr 3, 2023.
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Bobtail means bobtail = no trailer
Unloaded liability would cover that…..
But what do I know….. -
Did you read the “fine print” on the policy?
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I’ll give you an example on the fine print, my cargo insurance says it will ONLY cover the cargo loss/damages while I’m hooked under a power unit. If I drop my trailer with a load and it gets jacked, it’s not covered.
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Guess he needs to read thru his non-trucking liability policy and see what it says.
Diesel Dave Thanks this. -
Diesel Dave Thanks this.
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If he had actual “Bobtail” insurance then he basically SOL.
Understanding the Difference Between Bobtail and Non-Trucking Liability Insurancepavrom Thanks this. -
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