How does insurance work if you run under another authority

Different places have different schemes. With me, which is most common. You only pay non trucking liability (bobtail) which you provide yourself thru your insurance agent.

 

You’ll need to have a COI from the carrier you leased to.

You don’t want bobtail insurance, get “non trucking liability insurance “

 

When getting your trucks tag you forward the state IRP office the company your leased onto their insurance.

 

Same thing

 

You can also run under one of the company’s tags that your leased on.

 

They’re similar but, there’s definitely a difference between the two.

Progressive wouldn’t even issue bobtail for me, had to be non trucking liability.

Maybe bobtail would be okay for the power only o/o..

 

Bobtail the general term for non trucking liability. I know this because I currently have progressive as well. What progressive does with the term bobtail is up to them. But in general insurance terms bobtail is non trucking liability. Unless said is insuring a trailer.

 

With bobtail insurance you aren’t covered when hooked to a trailer..it’s all on the carrier even if you aren’t under dispatch.
With non trucking liability I can be hooked to a trailer empty rolling on personal time and be insured without it being on the carrier.

Just scroll down past the sales pitch.

Bobtail insurance vs non trucking liability - EK Insurance