Related entities and insurance problem.

Discussion in 'Experienced Truckers' Advice' started by Regional, Feb 23, 2024.

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  1. Feb 23, 2024 #1
    Regional

    Regional Light Load Member

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    Hello,

    Insurance companies are giving me a problem with obtaining insurance because my dad also has a DOT number. Has anyone experienced this ?
     
    Regional, Feb 23, 2024
    Regional, Feb 23, 2024
    #1
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  3. Feb 23, 2024 #2
    shanman

    shanman Medium Load Member

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    Dec 2, 2014
    Silverton, OR
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    Do you have your own DOT #? Are your addresses the same that might be the problem
     
    shanman, Feb 23, 2024
    shanman, Feb 23, 2024
    #2
  4. Feb 24, 2024 #3
    Ridgeline

    Ridgeline Road Train Member

    22,732
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    Dec 18, 2011
    Michigan
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    Details?
     
    Ridgeline, Feb 24, 2024
    Ridgeline, Feb 24, 2024
    #3
  5. Feb 24, 2024 #4
    Long FLD

    Long FLD Road Train Member

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    What’s the safety rating like on your dad’s DOT number? Maybe the insurance thinks you two are trying to pull a fast one on them to lower the premium.
     
    Long FLD, Feb 24, 2024
    Long FLD, Feb 24, 2024
    #4
    gentleroger Thanks this.
  7. Feb 24, 2024 #5
    Regional

    Regional Light Load Member

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    Apr 4, 2020
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    I changed the business address for my company and yes I have my own DOT#
     
    Regional, Feb 24, 2024
    Regional, Feb 24, 2024
    #5
  8. Feb 24, 2024 #6
    Regional

    Regional Light Load Member

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    Apr 4, 2020
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    My dad’s safety rating is in good standing. Nothing wrong with the rating at all. I don’t know what to do
     
    Regional, Feb 24, 2024
    Regional, Feb 24, 2024
    #6
  9. Feb 24, 2024 #7
    Regional

    Regional Light Load Member

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    Apr 4, 2020
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    We live together but have the dot’s registered under different addresses. Have you ever heard of something like this?
     
    Regional, Feb 24, 2024
    Regional, Feb 24, 2024
    #7
  10. Feb 24, 2024 #8
    Concorde

    Concorde Road Train Member

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    Jun 29, 2016
    West Melbourne Florida
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    Is your truck titled in your name or your father’s name or your father’s business.

    That’s about all I can think of..
     
    Concorde, Feb 24, 2024
    Concorde, Feb 24, 2024
    #8
  11. Feb 24, 2024 #9
    Regional

    Regional Light Load Member

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    Apr 4, 2020
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    My truck is under my name. My father is not related to it.
     
    Regional, Feb 24, 2024
    Regional, Feb 24, 2024
    #9
  12. Feb 24, 2024 #10
    shanman

    shanman Medium Load Member

    361
    957
    Dec 2, 2014
    Silverton, OR
    0
    I would say they are still tying the addresses together. Is your drivers license and your father’s registered at the same address?
     
    shanman, Feb 24, 2024
    shanman, Feb 24, 2024
    #10
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