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Insurance rates

Discussion in 'Ask An Owner Operator' started by Ragbonetransport, Jun 25, 2024.

Page 1 of 2
  1. Jun 25, 2024 #1
    Ragbonetransport

    Ragbonetransport Bobtail Member

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    Jan 25, 2020
    0
    Question for O/O under 3yrs. Old. What insurance rate are you being offered for A rated insurance, and what state are you based out of?
     
    Ragbonetransport, Jun 25, 2024
    Ragbonetransport, Jun 25, 2024
    #1
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  3. Jun 28, 2024 #2
    pavrom

    pavrom Road Train Member

    3,184
    7,302
    Apr 29, 2012
    NE illinois
    0
    8500 annually to reactivate my old mc in wisconsin ...same as new authority
     
    pavrom, Jun 28, 2024
    pavrom, Jun 28, 2024
    #2
    Ragbonetransport Thanks this.
  4. Jul 2, 2024 #3
    Ragbonetransport

    Ragbonetransport Bobtail Member

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    Jan 25, 2020
    0
    Can I ask who your insurance agent is? And can I get his number?
     
    Ragbonetransport, Jul 2, 2024
    Ragbonetransport, Jul 2, 2024
    #3
  5. Jul 2, 2024 #4
    ed4207

    ed4207 Bobtail Member

    31
    77
    Apr 22, 2006
    0
    I don't think the agent is the biggest factor in insurance rates. The agent just gets a cut of what the underwriter makes.
    Biggest factors are
    how many years with a CDL,
    where you live,
    What you haul
    How far from home you get
    And a big one is your credit score.
     
    ed4207, Jul 2, 2024
    ed4207, Jul 2, 2024
    #4
    Ragbonetransport Thanks this.
  7. Jul 2, 2024 #5
    pavrom

    pavrom Road Train Member

    3,184
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    Apr 29, 2012
    NE illinois
    0
    goodwill financial
    elmhurst il
     
    pavrom, Jul 2, 2024
    pavrom, Jul 2, 2024
    #5
  8. Jul 2, 2024 #6
    Concorde

    Concorde Road Train Member

    4,711
    16,837
    Jun 29, 2016
    West Melbourne Florida
    0
    You being from Florida are going to be limited to Progressive. Asking what others pay is just a waste of time. Florida is absolutely insane so plan on at least $30k.

    Better yet just go online and get an instant quote. You’ll need a vin# I believe (use any that is inline with what you’re going to buy).
     
    Concorde, Jul 2, 2024
    Concorde, Jul 2, 2024
    #6
    Siinman Thanks this.
  9. Jul 3, 2024 #7
    boneebone

    boneebone Road Train Member

    2,296
    2,367
    Mar 13, 2009
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    What state are you out of?
     
    boneebone, Jul 3, 2024
    boneebone, Jul 3, 2024
    #7
  10. Jul 3, 2024 #8
    Ragbonetransport

    Ragbonetransport Bobtail Member

    12
    18
    Jan 25, 2020
    0
    I’m currently in Florida. Looking to reactivate my authority but trying to decide if I should stay here or move to a state where the rates are more favorable.
     
    Ragbonetransport, Jul 3, 2024
    Ragbonetransport, Jul 3, 2024
    #8
  11. Jul 3, 2024 #9
    Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

    8,703
    24,864
    Jan 20, 2010
    Hesperia, Ca.
    0
    No matter where you go, you are going to be considered a “New” entry. Expect to pay quite a bit. You should’ve stuck it out when you was in Commiefornia. I’m still here and making it with the democratic BS.
     
    Diesel Dave, Jul 3, 2024
    Diesel Dave, Jul 3, 2024
    #9
    Ruthless Thanks this.
  12. Jul 3, 2024 #10
    Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

    8,703
    24,864
    Jan 20, 2010
    Hesperia, Ca.
    0
    Contact my agent. She’ll confirm what I just posted.

    Veronica Reynolds
    Hub International
    (949)484-0291
     
    Diesel Dave, Jul 3, 2024
    Diesel Dave, Jul 3, 2024
    #10
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