Looking for a good honest company to lease on with.

Hi all. We all know our financial situations are different, Currently I’m so far in debt with credit cards and they’re pretty much maxed out at this point. I have a truck note and I’m leased on with a power only company. I’m running a 2020 KW T680 with MX13. It just turned 600,000 miles and have had a few issues. Right now I feel as if I’m at the end of the road doing this as an OO. Also I’m 3 years behind on my taxes. making payments on 2020. There’s not much money left after all bills are paid. I’m thinking about finding a company that has dedicated freight that actually pays decent. I know rates are crap at the moment but it has to be better than what lm doing now. I worked for this company for 11 months in 2024 and was able to net $140,000. Also I do not spend money on myself or any extra crap that I would love to have. I’m in this truck 2-3 months at a time and racking up the miles. If any of you guys have any advice what I can do I’d love to hear it. Trying to avoid Bankruptcy and don’t want to lose my house. I live in the Fargo ND area.

 

Yes. My bills are a result of a bad decision back in 2022 I made with my first truck. Engine blew and instead of selling as is I spent 31k to have it rebuilt all because I didn’t want a truck payment. After the rebuild it was constantly going in for repairs and I had to start using credit cards to pay for those repairs. I finally gave in and used that truck as a trade in for the current one. Also as I’ve mentioned I don’t spend money foolishly. I’ve cut things out of my budget and live as cheap as possible. I have car payment,home mortgage, health insurance, insurance for 3 vehicles, CC payments and more.

 

Yeah I figured that I’m pretty much screwed.

 

Not much to sell. Pick up truck is paid for. Dodge Durango my girlfriend drives. Semi truck can’t go. I’m looking into debt consolidation.