Paying off debt success stories from drivers living in the truck.

1. CDL Training Program - Wilson Logistics
   Become a professional driver through our company-sponsored CDL training program. We cover your training costs when you complete one year.
   

 

WIOA Program in South Dakota will pay for CDL school in a private or community college cdl school.
Can also attend the cdl school on weekends and/or nights for those that don't want to quit their current job while training.

 

Windwalker Transportation in Sioux Falls has a large refrigerated fleet.I delivered many loads of steel coils there to their storage facility.They have some nice trucks,advertise decent pay.They have their own washout facility right across the street.

 

when i came back to swift i hsd a truck,credit csrd,toyhaler and truck payments.
about 2 months after getting my budget figured out i started paying off the debt.
how i did it..
no apartment. used a family address as residense.
got a p.o. box.
lived in tge truck
made all the normal monthly payment
at end of month, i put $1000 dollats on i bill till it got paid off.
i started with the credit card since it was the highest interest rate.
took my just over 1.5 yrs to get it all paid off.
wasnt easy. didnt do anything entertaining that cost money.
have an apartment now.
threw the credit card away.

 

Why not just keep your remote job and do it in the back of a truck? I looked for remote jobs all the time my first year, but I never found one. If you use your time off wisely you could keep it going without too much hassle.

 

Because all compensated time must be logged on line 4, which would invalidate the 10 hour break. Doesn't matter if it's a different employer or a non-trucking job.

Beyond that there are some serious practical hurdles. He said it's a 3rd shift gig, so let's assume 2300-0700. What happens when he has to start his trucking day at 0600? What happens when he overnights at a place where he doesn't have a solid data connection? Places like Black River Falls, WI which is notorious for having bad data connections.

It's one thing to do some temp or task rabbit type work from the truck, holding down a full time second job just won't work.

 

In todays current financial situation, if you can get rid of rentm thats a huge plus, just a apartment can easily run 2K per month, insane.

 

The areas with the most promise for trucking jobs are areas on the national map where 2 or more federal interstate highways cross. Other areas are locations with LOTS of industry year-round. Trucks move goods. Manufacturing makes goods that need to be shipped. Lots of newbies assume every area (urban/rural, East/West, North/South, coastal/land-locked) all have equal numbers of trucking jobs. That's NOT true. Some places have lots of industry and other places like FL have little industry or need for trucking.

MOST media is still pushing the lie that there is a truck driver shortage. There is no such thing. The industry has been flooded by illegals and immigrants willing to work for half of the pay that domestic drivers will work for. Also, keep in mind in trucking it seems you are always either being worked to death or on the verge of starvation. I think you imagine the work is much more regular and predictable than what the reality of the industry actually is. Trucks are expensive and the owners need them working 51 weeks per year with only the legal minimum rest breaks. I strongly recommend you not even consider going to CDL school until after you have located the employer that will hire you (your criminal/driving/work record) first. CDL school is a formality, almost everyone who tries will pass it. It takes about 3 weeks. THERE IS NO REASON TO GET A CDL UNLESS YOU HAVE A JOB WAITING FOR YOU THE DAY AFTER YOU FINISH SCHOOL. It could take you months after school to find a job, the more rural the area and the farther your area is from big industry to more likely to not find a job fast. The last thing you need is to have a new CDL and haven't driven for 6 months. You may be required to pay for a refresher course before you can get hired. So, find the job first, and then decide what CDL school to go to or you could face a double-whammy of paying for school and paying for a refresher course. Hopefully, you have a perfect record with no tickets, no accidents, no job gaps, no felonies, otherwise you have fewer employers that can hire you.

EVERYONE says they will save money after they make more money. That's usually the excuse for spending too much money and not an accurate diagnosis. MOST people just define "the bare minimum lifestyle" with too many toys, hobbies, luxuries, vacations. Spending is far more important than your income. Living in the truck is a great way to save money, but only if you are working and staying busy and the trucking company has a nearby terminal or company yard to park the truck and the truck has the conveniences of home like big power inverter (2,000 watt minimum), auxiliary power unit APU, and nearby washer/dryer. Trucking is NOT the YouTube/Instagram van life.