Bad credit, wants truck...any ideas?

Auctions, such as Truckcenter.com

My credit is so bad but still got a truck. Also depends how much cash you can put down, but if you can pay it in full (Which I did) then they will give you truck with no problems.

 

If you have anything out there that you haven't paid up in the past, did you clear it up? If you did, that goes a long way to fixing your FICO. Although, I would rather put down at least 50% of the purchase price, as it makes any lender breathe a little easier in giving you the loan.

 

Call them and see what they have to say. Better than guessing. If they won't give you an answer why(assuming you've been turned down) tell them when your credit has improved you won't be back.

 

Save some money and then go into a truck dealer and sit down and talk to them. Let them tell you about whether or not your credit is bad enough for you not to get a truck and go from there. Get some money in your hands so that you have a better negotiation tool.

 

I was buying my truck 11/10 never i have buy a truck was my first truck was a easy deal 5000 down and the rest for 3 years i drive a o7 columbia was a freightlinerdealer in cedar rapids michigan nice man nice deal .

 

I have a Truck here that my dad wants to get rid of. If you think you might want it.

 

A well taken care of 93 Pet. 379 Long hood if something went wrong he had it fixed if it got old he replaced it

Rebuild motor inAug 2007 Motor is 3406
Rebuilt Trans. 2008
Rebuilt Frount Diff. 2009
New air tanks,tie rod ends, brakes ,drums,slack adj. ,exost and Y pipe done in 2009
could be more new stuff that I dont know about

 

he's not asking alot for it wants less that 20,000